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BENARKAH SUMBER DAYA LANGKA?: TINJAUAN MEKANISME DISTRIBUSI DALAM PERSPEKTIF EKONOMI ISLAM Syafaat Muhari
Jurnal Al-Mizan Vol 3 No 2 (2019)
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Ilmu Al-Qur'an (IIQ) Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33511/almizan.v3n2.1-13

Abstract

Scarcity of resources has been an issue that has long been discussed by economists and policy makers. The human population increases according to the geometric progression while the amount of production especially food increases according to the arithmetic sequence. Meanwhile, in the Islamic view of scarcity, the main problem as stated in the conventional economic perspective is actually not entirely true because all human needs have been guaranteed by Allah SWT and that the natural wealth that exists in this world is sufficient to meet human needs. Humans must be able to separate what is the need (need) and also the desire (want). If humans are able to maintain and fulfill the five basic needs (dharuriyat), namely the fulfillment of the needs of religion, reason, wealth, soul and offspring, then scarcity should not occur. In addition, the scarcity is also caused by an unfair economic distribution system.
Praktik Cash Waqf Linked Deposit di Wakaf Warrior dalam Tinjauan PP 42/2006 dan PERBWI 01/2020 Fathin Nur Najmi Laila; Syafaat Muhari
JOURNAL SAINS STUDENT RESEARCH Vol. 4 No. 2 (2026): April
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v4i2.9384

Abstract

In the digital enocomy era, innovations in cash waqf management have grown rapidly, one of which is teh Cash Waqf Linked Deposit (CWLD) scheme. This scheme integrates cash waqf with Islamic bank deposits, where the returns are utilized for social programs and economic empowerment. One institution implementing CWLD is Wakaf Warrior, a productive waqf movement based on entrepreneurship and volunteerism. Although CWLD has great potential in supporting Islamic financial inclusion, its compliance with existing waqf regulation in Indonesia still requires examination. This study aims to analyze the conformity of CWLD practices in Wakaf Warrior with Government Regulation Number 42 of 2006 and Indonesian Waqf Board Regulation Number 01 of 2020. The research employs a qualitative case study with a normative approach through interviews, observations, and documentation. The findings indicate that CWLD implementation in Wakaf Warrior complies with regulations in term of legal, institutional, and management aspects, through the agreement of three parties, separate account, security of principal funds, dispute resolution mechanisms, and transparent reporting.