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Journal : SMBJ: Strategic Management Business Journal

THE INFLUENCE OF FINANCIAL LITERACY, FINANCIAL ATTITUDES AND LIFESTYLE ON THE FINANCIAL MANAGEMENT CAPABILITY OF STIE SBI YOGYAKARTA STUDENTS Indah Lestari, Nur Siti; Albertus, Redy Herinanto; Murdo, Ilham Tri
Strategic Management Business Journal Vol. 4 No. 01 (2024): June, 2024
Publisher : Universitas Pembinaan Masyarakat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55751/smbj.v4i01.88

Abstract

This study aims to examine the effect of financial literacy, financial attitudes and lifestyle on the financial management skills of STIE SBI Yogyakarta students. The research method used is quantitative method, with multiple linear regression analysis. The tests used to test the hypothesis are t test, f test, and coefficient of determination test. The data collection technique used a questionnaire with 214 respondents. The results of this study indicate that financial literacy, financial attitudes, and lifestyle have a positive and significant effect on the financial management skills of STIE SBI Yogyakarta students partially. Simultaneously financial literacy, financial attitudes, and lifestyle have a positive and significant effect on the financial management skills of STIE SBI Yogyakarta students, namely 0.477 or 47.7% and the remaining 52.3% is influenced by other variables not examined by researchers. JEL Classification: M41, M10
THE EFFECT OF FINANCIAL LITERACY, RISK PERCEPTION, RETURN PERCEPTION AND SOCIAL MEDIA INFLUENCERS ON THE INVESTMENT INTEREST OF THE MILLENNIAL GENERATION IN TEMANGGUNG REGENCY IN 2024 Lestari, Wahyu; Albertus, Redy Herinanto; Murdo, Ilham Tri
Strategic Management Business Journal Vol. 5 No. 01 (2025): June, 2025
Publisher : Universitas Pembinaan Masyarakat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55751/smbj.v5i01.115

Abstract

Research background: This study aims to examine the influence of financial literacy, risk perception, return perception, and social media influencers. The object of this research is the millennial generation in Temanggung Regency. Purpose of the article: This study indicate that perceived return and social media influencers have a positive effect on millennial generation investment interest in Temanggung Regency. Financial literacy and risk perception do not have a positive effect on millennial generation investment interest in Temanggung Regency. Methods: The data analysis technique used in this research is Multiple Linear Regression Analysis. Sampling in this study used cluster sampling technique. Respondent data collection used a questionnaire with a total of thirty-five statements and 111 participants. Each statement is measured with five Likert scales.