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All Journal Yustisia Review of Accounting and Business
Tahira, Zahra
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Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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PENGARUH RISIKO KREDIT TERHADAP PROFITABILITAS BANK UMUM KONVENSIONAL (PERIODE 2019-2021) Tahira, Zahra; Widiastuty, Tri
Review of Accounting and Business Vol. 4 No. 1: Review of Accounting and Business: Vol 4 No 1, Juni 2023
Publisher : Accounting Undergraduate (S1) and Diploma Study Program (D3), STIE EKUITAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/reas.v4i1.872

Abstract

The growth of Conventional Commercial Banks listed on the Indonesia Stock Exchange for the 2019-2021 period has fluctuated, tending to decrease in terms of profitability; this is vertically proportional to credit risk, which has increased in the research period. This research aims to determine the effect of credit risk on profitability in Conventional Commercial Banks listed on the Indonesia Stock Exchange for the 2019-2021 period. The method used in this research is a descriptive and verification method with secondary data obtained from financial reports and annual reports. The population in this research is conventional banks listed on the Indonesia Stock Exchange (BEI) for the 2019-2021 period. The sampling technique used was purposive sampling with a sample of 14 banks. The data analysis technique used is simple regression analysis. The results of this research show that partially credit risk has a negative and significant effect on profitability with a significance level of 5%. The profitability variable is influenced by the credit risk condition variable by 9%, while the remaining 91% is influenced by other factors not explained in this research.
CONSUMER PROTECTION IN DIGITAL ECONOMY ERA : LAW IN INDONESIA Rosadi, Sinta Dewi; Tahira, Zahra
Yustisia Vol 7, No 1: April 2018
Publisher : Faculty of Law, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/yustisia.v7i1.20144

Abstract

Developments in information and communications technology have significantly influenced and changed lives of peoples by  providing  new opportunities for consumers and businesses.  In digital economic era, an increasing number of consumers engage in e-commerce, which provides easier and faster access to products and services However it also presents some challenges for consumers that differ from offline commercial transactions. The impersonality of e-commerce weakens the relationship between businesses and consumers, thereby increasing consumer vulnerability that could lead to  to unfair commercial practices and causing uncertainty and lack of trust by consumers. Therefore,  there is a need by the government and busineese to promte and protect consumer trust in digital markets so it will not hamper development digital economy
Co-Authors AA Agustia Sinta Dewi Widiastuty, Tri