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All Journal IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Jurnal Agriment
Fita Setiati
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Religion Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance

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RESPONSIVITAS PETANI TERHADAP AUDIT DI LEMBAGA KEUANGAN SYARIAH AUDITORS OF FARMERS'S RESPONSIVITY IN THE SHARIA FINANCIAL INSTITUTIONS Fita Setiati
JURNAL AGRIMENT Vol 4 No 02 (2019): Desember 2019
Publisher : Politeknik Pertanian Negeri Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (152.121 KB) | DOI: 10.51967/jurnalagriment.v4i02.276

Abstract

The purpose of this study was to determine the perception of farmers on the audit of Islamic financial institutions (LKS) in handling the financing of the needs of farmers in Sukopuro village, Jabung sub-district, Malang regency. This research use desciptive qualitative approach. The population used in this study were the Sukopuro villagers who were members of the Joint Business Group (KUBE). Determination of the sample is done by purposive sampling with the criteria for the community that conducts business and utilizes funds from Islamic financial institutions in the area. The data collection techniques used are observation methods, interviews, documentation and focus discussion groups (FGD). Data analysis in the research in this study by recording data from the results of interviews, observation, documentation and FGD then organized to be sorted out to answer the problem formulation. This analysis is continued by finding and finding meaning related to the formulation of the problem
MODAL DAN PEMBIAYAAN SYARIAH SEBAGAI PENENTU PENDAPATAN USAHA NASABAH BANK WAKAF Novrida Qudsi Lutfillah; Devi Mufidah Rohman; Fita Setiati
Imanensi: Jurnal Ekonomi, Manajemen, dan Akuntansi Islam Vol 8 No 2 (2023): Imanensi: Jurnal Ekonomi, Manajemen, dan Akuntansi Islam
Publisher : Forum Dosen Ekonomi dan Bisnis Islam (FORDEBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34202/imanensi.8.2.2023.31-44

Abstract

The purpose of this study is to obtain empirical evidence related to the increase in business income of bank Wakaf Mikro (BWM) customers whether influenced by capital, sharia financing, labour, and technology. Multiple linear analysis was used as the method. BWM Sinar Sukses customers who own businesses were sampled in this study. The study found that capital and Sharia financing increase business income, while labour and technology are not factors in increasing business income. The implication of the research is as a consideration for MSMEs in order to maximise their business income and as a means for bank and non-bank financial institutions to pay attention and be actively involved in the welfare of MSME actors as a support for sustainable economic development. Abstrak Tujuan penelitian ini adalah untuk memperoleh bukti empiris terkait peningkatan pendapatan usaha nasabah Bank Wakaf Mikro (BWM) apakah dipengaruhi modal, pembiayaan syariah, tenaga kerja, dan teknologi. Analisis linier berganda digunakan sebagai metode. Nasabah BWM Sinar Sukses yang memiliki usaha menjadi sampel pada penelitian ini. Penelitian menemukan bahwa modal dan pembiayaan Syariah meningkatkan pendapatan usaha, sedangkan tenaga kerja dan teknologi bukan faktor peningkatan pendapatan usaha. Implikasi penelitian yaitu sebagai bahan pertimbangan bagi UMKM dalam rangka memaksimalkan pendapatan usahanya dan sebagai sarana lembaga keuangan bank dan nonbank untuk memberikan perhatian sekaligus terlibat aktif dalam mensejahterakan pelaku UMKM sebagai penunjang pembangunan ekonomi yang berkelanjutan.
Co-Authors Devi Mufidah Rohman Novrida Qudsi Lutfillah