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All Journal Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Jurnal Pajak dan Keuangan Negara (PKN)
Fadilla, Fany Noor
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Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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ANALISIS NILAI EKONOMI PERIKANAN SETU PATOK DESA SETU PATOK, KECAMATAN MUNDU, KABUPATEN CIREBON Fadilla, Fany Noor
Jurnal Pajak dan Keuangan Negara (PKN) Vol. 2 No. 1 (2020): Fasilitas di Masa Pandemi
Publisher : Politeknik Keuangan Negara STAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31092/jurnal pkn.v2i1.861

Abstract

Setu Patok is a small lake located in Setu Patok Village, Mundu Sub District, Cirebon Districts, West Java Province. Currently it is used as a source of agricultural irrigation, fishing ground, and tourism object. However, all these uses have not been carried out optimally. In this study, the benefits studied were only devoted to fishery utilization in order to find out the Setu Patok Fisheries Economic Value (NEP). The study uses the Production Function Approach or Market Based Aproach method, which measures the value of environmental goods and services based on market value. The study used primary data through direct interviews with fishermen. As a result, it was found that the Setu Patok NEP was IDR 421,494,000/year.Setu Patok adalah sebuah danau kecil yang berada di Desa Setu Patok, Kecamatan Mundu, Kabupaten Cirebon, Provinsi Jawa Barat. Saat ini dimanfaatkan sebagai sumber irigasi pertanian, perikanan tangkap dan objek wisata. Namun, semua pemanfaatan tersebut belum dilakukan secara optimal. Dalam penelitian ini, manfaat yang diteliti dikhususkan hanya pada manfaat langsung khususnya perikanan tangkap dengan tujuan untuk mengetahui Nilai Ekonomi Perikanan (NEP) Setu Patok. Penelitian menggunakan metode Production Function Approach atau Market Based Aproach yaitu mengukur nilai barang dan jasa lingkungan berdasarkan nilai pasar. Penelitian menggunakan data primer melalui wawancara langsung dengan para nelayan. Hasilnya, didapat bahwa NEP Setu Patok adalah sebesar Rp 421.494.000/tahun.
The Effect of P2P Lending on Economic Growth in Indonesia with MSMEs as a Mediating Variable Putri, Ade Lia Septiana; Yudha Pradana, Alfindo Wira; Fadilla, Fany Noor; Putranto, Ilham Agista; Agastya, Sharah; Haya, Zaki Prafitra
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol. 18 No. 1 (2026): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : Fakultas Syariah IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v18i1.12542

Abstract

The development of digital financial technology is expected to expand access to productive financing and promote inclusive economic growth through the strengthening of micro, small, and medium enterprises (MSMEs). However, despite the rapid growth of peer-to-peer (P2P) lending in Indonesia, which reached IDR 763.14 trillion in 2023, empirical evidence on the transmission mechanism of its impact on economic growth—particularly through the role of MSMEs—remains limited. This study aims to analyze the effect of P2P lending on Indonesia’s economic growth during the 2019–2023 period, with the number of MSMEs serving as a mediating variable. Employing a quantitative approach, this study utilizes provincial-level panel data covering gross regional domestic product (GRDP), total P2P lending disbursement, and the number of MSMEs, and estimates the model using panel regression and mediation analysis. The results indicate that P2P lending has a positive and significant effect on economic growth, both directly and indirectly through MSMEs, with the mediating role being partial. Academically, this study contributes to the digital finance literature by highlighting the role of MSMEs as a transmission channel for economic growth, while from a policy perspective, the findings provide empirical support for strategies aimed at strengthening fintech lending and sustainably empowering MSMEs.
Co-Authors Agastya, Sharah Haya, Zaki Prafitra Putranto, Ilham Agista Putri, Ade Lia Septiana Yudha Pradana, Alfindo Wira