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All Journal Arena Hukum Jurnal Hukum dan Pembangunan
Darmawan, Grace Iskandar
Unknown Affiliation
Law, Crime, Criminology & Criminal Justice

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Manajemen dan Mitigasi Risiko Lender Peer-To-Peer Lending Pasca Diundangkan POJK 10/2022 Shalmont, Jerry; Darmawan, Grace Iskandar; Dominica, Dora
Jurnal Hukum & Pembangunan
Publisher : UI Scholars Hub

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Abstract

Peer to Peer Lending (P2P Lending) has become one of the financing options for both individuals and businesses. The use of P2P Lending during the COVID-19 pandemic has significantly increased from both borrowers and lenders. Recently, the issue of P2P Lending that is often discussed pertains to borrowers, but the lenders seem to be forgotten and not receiving special attention, even though lenders also require protection because they can at least protect themselves from the unwanted risk of default. This research is relevant because it is expected to provide information related to the management of P2P Lending companies and how to mitigate risks as a P2P Lending lender. The research results indicate that when investing, it's essential to consider not only the legality but also commercial aspects such as ease of fund transfer and withdrawal, collateral, and the 90-day past due rate. The approach to be used is a legal and conceptual approach.
The Sale of Prescription Medicines Through E-Commerce Platform Without Prescription: Between Urgency And Compliance Shalmont, Jerry; Darmawan, Grace Iskandar; Dominica, Dora
Arena Hukum Vol. 17 No. 1 (2024)
Publisher : Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.arenahukum.2024.01701.2

Abstract

The sale of prescription medicines through e-commerce platforms is allowed by attaching the original medical prescription (electronic or handwritten prescriptions) and uploading it to the platforms. However, some parties sold it without the prescription, and some consumers still purchased those medicines. This research is focused on the cause of high demand in terms of the sale and purchase of prescription medicines without medical prescriptions on e-commerce platforms, as well as relevant solutions. This research is normative – empirical legal research, using regulatory and conceptual approaches. Based on the questionnaire and interview results, the consumers purchased those medicines through e-commerce platforms without prescription due to urgent needs. The analysis shows that a lack of consumer awareness of their rights is the main culprit of this phenomenon. In short, consumer awareness needs to be improved regarding compliance with the relevant laws and regulations for safety reasons.
Co-Authors Dominica, Dora Shalmont, Jerry