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Analysis Of Financial Performance Due To Credit Restructuring Policy At Batam City BPR Darmayanthi, Juli; Rama Nopiana, Puspita; Susanthi, Putu Rani; Sari, Asih Purwana
International Journal of Islamic Business and Management Review Vol. 4 No. 1 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibmr.v4i1.1025

Abstract

This study aims to determine the difference in financial performance when implementing a credit restructuring policy with the enactment of POJK No. 11/POJK.03/2020 concerning National Economic Stimulus as a Countercyclical Policy on the Impact of the Spread of COVID-19 during the COVID-19 pandemic and BPR financial performance is assessed based on SEOJK No. 11/SEOJK.03/2022 concerning the Assessment of the Health Level (TKS) of BPR and BPRS. The study population is Conventional Rural Credit Banks (BPR) in Batam City, Riau Islands whose financial ratio reports can be obtained through the Financial Services Authority (OJK) website, so that with the selection criteria, the research sample becomes 9 BPRs. This research method is a comparative quantitative method with an analysis technique using the Wilcoxon Test. The results of the study explain that banking financial performance based on NPL Semester I/2020 and NPL Semester I/2021 shows differences after the implementation of the credit restructuring policy during the COVID-19 pandemic.
RANCANG BANGUN SISTEM PENGADUAN PENANGANAN KEKERASAN SEKSUAL DI UNIVERSITAS MARITIM RAJA ALI HAJI Firdiyansyah, Indra; Riki, Riki; Wulandari, Kiki; Susanthi, Putu Rani; Nasruji, Nasruji
JURSIMA Vol 10 No 3 (2022): Jursima Vol.10 No.3
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47024/js.v10i3.499

Abstract

Penelitian ini bertujuan untuk membangun sistem pengaduan penanganan kekerasan seksual yang cepat dan dapat dipantau perkembangannya. Metode yang digunakan dalam penelitian ini menggunakan metode matriks USG dan diagram fishbone. Hasil penelitian menunjukkan bahwa Dengan adanya sistem, laporan atas kekerasan seksual semakin terdata dan dapat diselesaikan, dikarenakan pelaku tidak perlu merasakan takut saat memberikan laporan serta Tidak adanya lagi timpang kekuasaan antar pelaku dan korban dan pelaku tidak pelu merasa takut kepada pelaku yang lebih tinggi jabatannya. Kata Kunci: layanan, laporan pengaduan, fishbone, USG
The Role of Debt to Ratio and Profitability in Economic Growth and Company Development Susanthi, Putu Rani; Kremer, Hendri; Hazriyanto, Hazriyanto; Ciptoputro, Vincentius Ade Arianto; Sari, Asih Purwana
Jurnal Ilmiah Akuntansi dan Finansial Indonesia Vol 7 No 2 (2024): Jurnal Ilmiah Akuntansi dan Finansial Indonesia
Publisher : Prodi Akuntansi FEBM Universitas Maritim Raja Ali Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31629/jiafi.v7i2.6631

Abstract

This study analyses the relationship and influence of Debt Asset Ratio (DAR) on company profitability. The data used in this study were obtained from the financial reports of companies listed on the Indonesia Stock Exchange during 2018-2022. The analytical method used is simple linear regression using statistical software. The steps are planning, collecting, analyzing, and interpreting data to answer research questions. DAR and profitability as variables in this study, population, and samples from 6 companies for five years. The influence of Debt to Asset Ratio applied to Company Profitability was analyzed using the linear regression statistical method. Debt to Asset Ratio is the independent variable, and Company Profitability is the dependent variable. The results of the correlation analysis found a linear relationship between the variables. The results of the regression analysis found that there was a shallow level of influence. This study has several limitations on the number of samples, variables, and industrial sectors studied. In addition, other factors also need to be considered-some recommendations for further research. They expanded the study sector, examining other factors such as accounts receivable turnover and company size.