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Case Study of Illegal Online Fintech Lending (Fintech Lending) in Indonesia in Strategic Intelligence Perspective Herlambang, Yuriandi; Rofii, Muhammad Sya'roni
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3859

Abstract

Besides having a positive impact on the economy, the rapid development of the financial technology (fintech) industry, which still has weak supervision and low public understanding, has led certain parties to make fintech a crime medium, such as the rise of online loans that do not comply with regulations. Using a qualitative approach with a case study method, this paper analyzes data from related agency documents, to explain the phenomenon of fintech lending or known as online lending (pinjol) in Indonesia from the point of view of strategic intelligence. From the data and analysis carried out, it was found that borrowing is not only detrimental to the economy but also has an impact on the social aspects of the community. The ease of making loan applications, unclear regulations coupled with low public understanding, and high economic needs have made illegal lending grow rapidly.
Dynamics of The Labor System (Kafala) in Qatar Wawan, Wawan; Rofii, Muhammad Sya'roni
Publik : (Jurnal Ilmu Administrasi) Vol 11, No 2 (2022): December 2022
Publisher : Universitas Muhammadiyah Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31314/pjia.11.2.307-317.2022

Abstract

Although the kafala system remains in place in most GCC countries, Qatar has undertaken significant reforms and ratified a number of conventions related to human rights, such as those on the prevention of human trafficking and the protection of children. The purpose of this study is to describe the labor system (Kafala) that has long been adopted by GCC countries, including Qatar. Qatar is the only country that is progressive enough to reform its migrant worker policy. This research is qualitative because the instrument used is a document study. The results of this study indicate that the number of high dependence on migrant workers is quite high and vulnerable to labor scandals. This is further exacerbated by the mobilization of migrant workers to welcome the grand event of the four years, the 2022 World Cup. The phenomenon is growing massively, including reports from the International Human Rights Institute, Amnesty International and the International Labor Organization (ILO) forcing the Qatari government to make adjustments 
China-Indonesia Maritime Cooperation from the Perspective of Constructivism Yani, Yang; Machmudi, Yon; Rofii, Muhammad Sya'roni
Jurnal Keamanan Nasional Vol. 9 No. 2 (2023): JURNAL KEAMANAN NASIONAL VOL 9 NO 2 TAHUN 2023
Publisher : Pusat Kajian Keamanan Nasional (Puskamnas) Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

China and Indonesia, as two pivotal nations in Asia, have established a cooperative and mutually beneficial social relationship through their longterm interactions. This relationship transcends the extensive maritime domains and abundant marine resources of both countries, being deeply influenced by their shared norms and collective identities. For instance, China’s 21st Century Maritime Silk Road initiative and Indonesia’s Global Maritime Fulcrum strategy not only exemplify this social relationship but also mirror the mutual understanding and aspirations of both nations regarding maritime cooperation. Specifically, notable advancements have been achieved in areas such as trade, investment, infrastructure development, fisheries, energy, and marine tourism. Concrete examples of these positive outcomes include the collaborative Jakarta-Bandung HighSpeed Rail project and the development of the “Twin Parks” fisheries center between China and Indonesia. However, despite the positive strides in economic cooperation, progress in maritime security collaboration has been comparatively slow. Challenges such as the South China Sea disputes, illegal fishing, Indonesia’s policy of balancing major powers, and the rise of domestic nationalism present potential hurdles to cooperation. To further deepen their partnership, both countries need to continually adjust and reshape their norms and identities through interaction, enhance political trust, and strengthen cultural exchanges. Moreover, actively exploring possibilities in non-traditional security cooperation, such as joint efforts in marine environmental protection and combating maritime crime, could pave new pathways for the development of their bilateral relations.