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All Journal Journal of Information Technology and Computer Engineering IJID (International Journal on Informatics for Development) Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Pustaka AI : Pusat Akses Kajian Teknologi Artificial Intelligence
Arti, Shindy
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Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Mathematics Social Sciences

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Journal : IJID (International Journal on Informatics for Development)

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A Machine Learning Framework for Improving Classification Performance on Credit Approval Prastyo, Pulung Hendro; Prasetyo, Septian Eko; Arti, Shindy
IJID (International Journal on Informatics for Development) Vol. 10 No. 1 (2021): IJID June
Publisher : Faculty of Science and Technology, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ijid.2021.2384

Abstract

Credit scoring is a model commonly used in the decision-making process to refuse or accept loan requests. The credit score model depends on the type of loan or credit and is complemented by various credit factors. At present, there is no accurate model for determining which creditors are eligible for loans. Therefore, an accurate and automatic model is needed to make it easier for banks to determine appropriate creditors. To address the problem, we propose a new approach using the combination of a machine learning algorithm (Naïve Bayes), Information Gain (IG), and discretization in classifying creditors. This research work employed an experimental method using the Weka application. Australian Credit Approval data was used as a dataset, which contains 690 instances of data. In this study, Information Gain is employed as a feature selection to select relevant features so that the Naïve Bayes algorithm can work optimally. The confusion matrix is used as an evaluator and 10-fold cross-validation as a validator. Based on experimental results, our proposed method could improve the classification performance, which reached the highest performance in average accuracy, precision, recall, and f-measure with the value of 86.29%, 86.33%, 86.29%, 86.30%, and 91.52%, respectively. Besides, the proposed method also obtains 91.52% of the ROC area. It indicates that our proposed method can be classified as an excellent classification.
Research Trend of Causal Machine Learning Method: A Literature Review Arti, Shindy; Hidayah, Indriana; Kusumawardani, Sri Suning
IJID (International Journal on Informatics for Development) Vol. 9 No. 2 (2020): IJID December
Publisher : Faculty of Science and Technology, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ijid.2020.09208

Abstract

Machine learning is commonly used to predict and implement  pattern recognition and the relationship between variables. Causal machine learning combines approaches for analyzing the causal impact of intervention on the result, asumming a considerably ambigous variables. The combination technique of causality and machine learning is adequate for predicting and understanding the cause and effect of the results. The aim of this study is a systematic review to identify which causal machine learning approaches are generally used. This paper focuses on what data characteristics are applied to causal machine learning research and how to assess the output of algorithms used in the context of causal machine learning research. The review paper analyzes 20 papers with various approaches. This study categorizes data characteristics based on the type of data, attribute value, and the data dimension. The Bayesian Network (BN) commonly used in the context of causality. Meanwhile, the propensity score is the most extensively used in causality research. The variable value will affect algorithm performance. This review can be as a guide in the selection of a causal machine learning system.
Co-Authors Hikmatulloh, Hikmatulloh Hutajulu, Kristina Indriana Hidayah Prasetyo, Septian Eko Prastyo, Pulung Hendro Ratwastuti, Ning Sri Suning Kusumawardani Suherlan, Elan Wiranti Kusuma Hapsari