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Journal : TECHNO-SOCIO EKONOMIKA

Religiosity and Islamic Financial Literacy in Gen-Z’s Islamic Bank Saving Taufiqurrahman; Manggala Putri, Syah Amelia
TECHNO-SOCIO EKONOMIKA Vol 18 No 1 (2025): Jurnal Techno-Socio Ekonomika - April
Publisher : LPPM Universitas Sangga Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/techno.2025.18.1.4033

Abstract

The research aims to determine the influence of religiosity and Sharia financial literacy on the interest of Gen Z students of the University of Muhammadiyah Yogyakarta in saving in Sharia banks. The population of this study were students at the University of Muhammadiyah Yogyakarta at Strata 1 level who belong to the Generation Z or Gen Z category, were Muslim and had not saved in a Sharia bank. The research method used quantitative methods. Data analysis was carried out using SPSS version 24 software tools. The results obtained in this study showed that religiosity had a positive and significant effect on Gen Z's interest in saving in Sharia banks whereas Sharia financial literacy had a positive and significant effect on Gen Z's interest in saving in Sharia banks. Further, religiosity and Sharia financial literacy simultaneously influence Gen Z's interest in saving in Sharia banks.