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All Journal ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Talaa : Journal of Islamic Finance
Paradina, Novita Eka
Unknown Affiliation
Religion Economics, Econometrics & Finance Education Library & Information Science Social Sciences

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Peran Gabungan Kelompok Tani dalam Meningkatkan Kesejahteraan Anggota Perspektif Ekonomi Syariah Yatmoko, Andri; Sopriyanto; Fhadilah, Ainil; Paradina, Novita Eka
ISTIKHLAF: Jurnal Ekonomi, Perbankan dan Manajemen Syariah Vol. 5 No. 2 (2023): (September 2023)
Publisher : Institut Agama Islam Yasni Bungo Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51311/istikhlaf.v5i2.539

Abstract

Tujuan penelitian ini adalah menganalisis bagaimana peran gabungan kelompok tani di Desa Suka Damai jika ditinjau menurut perpsektif ekonomi syariah. Metode yang digunakan adalah deskriptif kualitatif dengan jenis penelitian studi kasus. Teknik pengumpulan data menggunakan wawancara, observasi, dan dokumentasi. Data yang diperoleh dianalisis menggunakan reduksi data, penyajian data, penarikan kesimpulan. Hasil penelitian ini menunjukkan bahwa: (1) Gabungan kelompok tani Sari Mulyo memiliki peran sebagai wadah belajar, mengatasi masalah yang dihadapi petani, memberikan bantuan, penyediaan sarana pertanian, dan kerjasama dalam jual beli dengan anggota. (2) Permasalahan yang dihadapi oleh Gabungan kelompok tani Sari Mulyo adalah rendahnya harga jual getah karet dan kurangnya sarana dalam bidang pertanian. (3) Tingkat kesejahteraan anggota setiap tahunnya mengalami peningkatan meskipun berjalan relatif lambat. Sedangkan dari segi perkebunan karet sudah mengalami peningkatan semenjak Gapoktan Sari Mulyo bekerja sama dengan PT. Aneka Bumi Pratama sehingga harga jual getah karet lebih tinggi dari harga yang ditawarkan oleh tengkulak getah karet. (4) Gabungan kelompok tani Sari Mulyo pada dasarnya ta'awun atau saling tolong menolong. pada gapoktan juga terdapat kerjasama dalam jual beli di mana menggunakan akad syirkah al-inan atau percampuran harta dan penyediaan sarana dalam bidang pertanian yang menggunakan akad ‘ariyah pinjam meminjam.
The Analysis of Sharia Financial Literacy Levels Among Teachers in Islamic Boarding School in Bungo Regency Karimah, Lailatul Karimah; Zaki, Muhammad; Paradina, Novita Eka
Talaa : Journal of Islamic Finance Vol. 5 No. 2: December 2025
Publisher : Department of Sharia Financial Management, Institut Agama Islam Negeri Sultan Amai Gorontalo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/talaa.v5i2.794

Abstract

This study aims to describe the level and forms of Islamic financial literacy among teachers at Pondok Pesantren Al-Kautsar Babeko.  Islamic financial literacy is important in the Islamic boarding school environment because teachers play a role not only as educators but also as role models in applying economic principles of Islam in daily life.  This research used a qualitative approach with a case study method.  Data were obtained through in-depth interviews, observations, and documentation of several teachers who became research informants. Data analysis was carried out through stages of data reduction, data presentation, and conclusion drawing.  The findings showed that the teachers generally understand the basic concepts of finance, especially those based on Islamic principles, particularly in avoiding usury, gharar, and risky transactions.  However, some teachers still faced difficulties in managing finances in accordance with Islamic principles due to various obstacles.  Supporting factors for Islamic financial literacy included educational background in religion and teaching experience, while inhibiting factors include limited access to information and a lack of specific training in the field of Islamic finance.  These findings are expected to serve as input for Islamic boarding school managers and related stakeholders to improve the capacity of Islamic financial literacy among teachers.
Co-Authors Fhadilah, Ainil Karimah, Lailatul Karimah Muhammad Zaki Sopriyanto Yatmoko, Andri