Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Enrichment: Journal of Multidisciplinary Research and Development
Jainuri, Ahmad
Unknown Affiliation
Humanities Economics, Econometrics & Finance Engineering Health Professions Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Determinants of Non Perfomance Financing in Sharia Cooperatives in Indonesia Jainuri, Ahmad; Orbaningsih, Dwi; Lisa, Oyong
Enrichment: Journal of Multidisciplinary Research and Development Vol. 1 No. 10 (2024): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v1i10.76

Abstract

This study aims to test and analyze: (1) the effect of capital adequacy ratio on non-performance financing, (2) the effect of operating costs on operating income on non-performance financing, (3) the effect of company size on non-performance financing, (4) which among the capital adequacy ratio , Operating costs on operating income and company size, which have a dominant influence on non-performance financing. This research was conducted in sharia cooperatives incorporated in Inkopsyah BMT as many as 30 cooperatives. Samples were determined by saturated sample technique, obtained by 90 such cooperatives during 2020-2022. Data related to research variables were obtained by copying financial statement documents at the cooperative through the http://idx.co.id link. Once the data is collected, it is analyzed by multiple linear regression. Before analysis, tests are first carried out: linearity, feasibility of the model and classical assumptions. To test the hypothesis used t-test. The results of this study prove that: (1) capital adequacy ratio has a significant negative effect on non-performance financing, (2) operating costs on operating income have a significant positive effect on non-performance financing, (3) company size has a significant negative effect on non-performance financing, (4) Operating expenses on operating income have a significant positive dominant effect on non-performance financing.
Co-Authors Dwi Orbaningsih Oyong Lisa