Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Jurnal Kebijakan Pembangunan Journal of Social Sciences and Cultural Study
Kharisma, Dinar Dana
Unknown Affiliation
Arts Humanities Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Rights-Based Social Policy Analysis: A Study of the PNM Mekaar Program NURMIATI, Dwi Rahayu; KHARISMA, Dinar Dana
Journal of Social Sciences and Cultural Study Vol. 2 No. 1 (2024): Journal of Social Sciences and Cultural Study (November - February 2025)
Publisher : PT Batara Swastika Harati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61857/jsscs.v2i1.127

Abstract

The PNM Mekaar program is designed to address the poverty of underprivileged women through access to microfinance and business training. This study aims to analyze the design of the PNM Mekaar program using a rights-based social policy approach. This research uses a literature study method to identify concepts, theories, and empirical data related to women's economic empowerment. The results of the analysis show that the program is still needs-based without guaranteeing economic rights as part of human rights. A rights-based approach demands active participation, accountability, nondiscrimination, and equality in program design. The main findings reveal that although the program is effective in increasing women's income, it has not fully created sustainable structural change. Implementation based on rights principles can ensure that women are not only beneficiaries but also rights holders who can demand accountability. This study concludes the importance of reform policies to strengthen the inclusiveness and desirability aspects of the program in supporting social development goals and gender equality.
PNM Mekaar dan Rekonsiliasi Nilai Kebijakan: Menuju Pemberdayaan Ekonomi yang Inklusif Nurmiati, Dwi Rahayu; Kharisma, Dinar Dana; Rusyidi, Binahayati
Jurnal Kebijakan Pembangunan Vol 20 No 1 (2025): JURNAL KEBIJAKAN PEMBANGUNAN VOL.20 NO.1 JUNI 2025
Publisher : Badan Riset dan Inovasi Daerah Provinsi Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

PNM Mekaar merupakan program pembiayaan mikro yang bertujuan meningkatkan inklusi keuangan dan pemberdayaan ekonomi perempuan prasejahtera. Penelitian ini menganalisis rekonsiliasi nilai kebijakan dalam implementasi program, yaitu efisiensi, kesetaraan, keamanan, dan kebebasan. Dengan menggunakan pendekatan literature review berbasis model TCCM (Theory, Context, Characteristics, Methodology), penelitian ini mensintesis temuan dari berbagai studi terdahulu. Hasil penelitian menunjukkan bahwa meskipun program ini efektif dalam meningkatkan akses keuangan, masih terdapat ketimpangan dalam penerapannya. Efisiensi program sering berbenturan dengan kesetaraan, sementara regulasi keamanan keuangan dapat membatasi kebebasan penerima manfaat. Oleh karena itu, diperlukan kebijakan yang lebih fleksibel, seperti mekanisme subsidi silang, fleksibilitas pembayaran, serta peningkatan partisipasi masyarakat dalam pengambilan keputusan. Studi ini memberikan rekomendasi untuk kebijakan mikrofinansial yang lebih inklusif dan berkelanjutan.
Co-Authors Binahayati Rusyidi NURMIATI, Dwi Rahayu