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Analisis Pengaruh Likuiditas Dan Solvabilitas Terhadap Profitabilitas Pada Perusahaan Tekstil Yang Tercata Di Bursa Efek Indonesia Tahun 2014-2018 Rahmawati, Fitriani Dwita; Hassan, Filani Zikri
Jurnal Ilmiah Manajemen Kesatuan Vol 8 No 2 (2020): JIMKES Edisi Agustus 2020
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v8i2.354

Penelitian ini bertujuan untuk mengetahui Pengaruh Likuiditas Dan Solvabilitas Terhadap Profitabilitas Pada Perusahaan Tekstil Bursa Efek Indonesia Tahun 2014-2018. Metode analisis yang digunakan dalam penelitian ini adalah regresi linear berganda dengan Profitabilitas ROA menjadi variabel dependen dan dua variabel independen, yaitu Likuiditas Dan Solvabilitas. Hasil pengolahan data telah diperoleh model regresi = Y = 0,108 + 0,034X1 + -0,232X2 Pada koefisien regresi menunjukkan bahwa jika setiap kenaikan likuiditas sebesar 0,034 satu satuan maka diprediksi akan meningkatkan ROA sebesar 0,108 satuan dan begitu juga sebaliknya. Nilai koefisien determinasi (R1) adalah 0,54 hal ini menunjukkan bahwa variabel Likuiditas Dan Solvabilitas memberikan kontribusi atau pengaruh sebesar 54% terhadap variabel profitabilitas ROA. Secara parsial, hasil uji t menunjukkan bahwa variabel Likuiditas berpengaruh negatif dan tidak signifikan terhadap ROA sehingga hipotesis ditolak dan Solvabilitas berpengaruh positif dan signifikan terhadap ROA sehingga hipotesis diterima. . Secara simultan, hasil uji F menunjukkan bahwa secara bersama-sama variabel Likuiditas Dan Solvabilitas berpengaruh secara signifikan terhadap ROA sehingga hipotesis diterima. Kata kunci : Rasio Likuiditas, Rasio Profitabilitas, Rasio Solvabilitas

Pengaruh Loan to Deposit Ratio Dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas Bank Faradilla, Bella Aldama; Hassan, Filani Zikri; Khim, Soei
Jurnal Ilmiah Manajemen Kesatuan Vol 9 No 3 (2021): JIMKES Edisi Desember 2021
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v9i3.768

Profitability is the ability or ability of banks to make a profit. The problem of profitability is very important because bank revenue is the main target that must be achieved by the bank because the main goal of the bank is to achieve profit. The higher the bank's profitability, the better the bank's performance. The formulation of the problem in this study are does the Loan to Deposit Ratio (LDR) affect profitability, Operational Income Operational Costs (BOPO) affect profitability and Loan to Deposit Ratio and Operational Income Operational Costs affect Profitability. Public Bank for the 2014-2019 period. Data were analyzed using the classic assumption test, multiple linear regression analysis, Determination analysis, simultaneous significance test (F test) and partial significance test (t-test). The results showed that the Loan to Deposit Ratio had a negative and significant effect on Profitabiltas. Operating Costs Operating Income has a negative and significant effect. Loan to Deposit Ratio and Operating Costs Operating Income has effect on profitability at commercial banks for the 2014-2019 period. Keywords : LDR, BOPO and profitability

Pengaruh Anjungan Tunai Mandiri Dan Mobile Banking Terhadap Jumlah Penghimpunan Dana: Studi Kasus Pada Bank Bni Dan Bank Cimb Niaga Yudistira, Nugi; Hassan, Filani Zikri; Novel, Nevida
Jurnal Informatika Kesatuan Vol. 1 No. 1 (2021): JIKES Edisi Agustus 2021
Publisher : LPPM IBI Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jikes.v1i1.407

Penelitian ini bertujuan untuk mengetahui pengaruh ATM dan Mobile Banking terhadap Jumlah Tabungan pada Bank BNI dan CIMB. Metode analisis yang digunakan dalam penelitian ini adalah regresi linear berganda dengan Jumlah Tabungan menjadi variabel dependen dan dua variabel independen, yaitu ATM dan Mobile Banking. Hasil pengolahan data telah diperoleh model regresi DA = 36802 + 0,120X1 + -0,062X2 Pada koefisien regresi menunjukkan bahwa jika setiap kenaikan ATM sebesar 0,120 satu satuan maka diprediksi akan meningkatkan jumlah tabungan sebesar 36802 satuan dan begitu juga sebaliknya. Nilai koefisien determinasi (R1) adalah 0,992 hal ini menunjukkan bahwa variabel ATM dan Mobile Banking memberikan kontribusi atau pengaruh sebesar 99% terhadap variabel jumlah tabungan. Secara parsial, hasil uji t menunjukkan bahwa secara masing-masing variabel jumlah ATM berpengaruh signifikan terhadap Jumlah tabungan sehingga hipotesis diterima dan Mobile Banking berpengaruh negative tidak signifikan terhadap jumlah tabungan. Secara simultan, hasil uji F menunjukkan bahwa secara bersama-sama variabel ATM dan Mobile Banking berpengaruh secara signifikan terhadap Jumlah Tabungan sehingga hipotesis diterima.

Pengaruh Kualitas E-Banking Dan Kualitas Layanan Terhadap Kepuasan Nasabah: Studi Kasus Pada PT. Bank Mandiri, Tbk. Bogor Ruslanie, Ardhieva Wiraldhy; Hassan, Filani Zikri; Effendy, Marwan
Jurnal Informatika Kesatuan Vol. 2 No. 1 (2022): JIKES Edisi Maret 2022
Publisher : LPPM IBI Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jikes.v2i1.1382

To determine the effect of e-banking and service quality on satisfaction at PT. Bank Mandiri Bogor City Branch. The analytical method used in this study is multiple linear regression with customer loyalty being the dependent variable and two independent variables, namely e-banking and service quality. Results Processing data obtained by the LN = Y model: 0.166 + 0.453X1 + 0.527X2 In the regression coefficient, KP produces every e-banking increase of 0.453, one unit is predicted, will get a profit, amounting to 0.166 units and can also be changed. The coefficient of determination (R1) is 0.888, this shows e-banking variables and service quality contribute or contribute as much as 88% to the variable satisfaction satisfaction at PT. Bank Mandiri Bogor City Branch. Partially, the test results showed each e-banking variable and service quality were significant to investment loyalty at PT. Bank Mandiri Bogor City Branch so the hypothesis is accepted. Simultaneously, the results of the F test indicate that together e-banking variables and related service quality are significant to investment loyalty at PT. Bank Mandiri Bogor City Branch so the hypothesis is accepted. Keywords: E-Banking, Service Quality, Customer Loyalty

Pengaruh Mobile Banking Terhadap Kepuasan Nasabah Antonov, Muhamad Putera Ismail; Hassan, Filani Zikri; Nurisnaini, Neni
Jurnal Informatika Kesatuan Vol. 2 No. 2 (2022): JIKES Edisi September 2022
Publisher : LPPM IBI Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jikes.v2i2.1458

Tujuan penelitian ini adalah untuk mengetahui pengertian m-Banking secara umum, mengetahui bagaimana pengaruh layanan m-Banking terhadap kepuasan nasabah. dan untuk mengetahui bagimana pengaruh layanan m-Banking terhadap kepuasan nasabah secara langsung maupun tidak langsung. Jenis penelitian ini adalah penelitian kuantitatif dengan metode deskriptif. Populasi dalam penelitian ini adalah nasabah pengguna m-Banking Bank Mandiri dan Bank Central Asia (BCA). Sampel dianggap sebagai perwakilan dari populasi yang hasilnya mewakili keseluruhan gejala yang diamati. Teknik penarikan sampel yang di gunakan dalam penelitian ini adalah penarikan sampel secara random dengan menggunakan teknik convenience sampling. Hasil dari penelitian ini menunjukkan bahwa kualitas layanan yang terdiri dari reliability, assurance, responsiveness, tangible, dan empathy berpengaruh secara simultan terhadap kepuasan nasabah pengguna mobile banking pada kedua bank yang menjadi objek penelitian, kualitas layanan yang terdiri dari assurance, responsiveness, dan tangible tidak berpengaruh secara parsial, sedangkan variabel reliability dan empathy berpengaruh secara parsial terhadap kepuasan nasabah pengguna mobile banking BCA, Kualitas layanan yang terdiri dari assurance, responsiveness, tangible, dan empathy tidak berpengaruh secara parsial, sedangkan variabel reliability berpengaruh secara parsial terhadap kepuasan nasabah pengguna mobile banking Bank Mandiri.

Pengaruh Layanan ATM Setor Tunai Dan M-Banking Terhadap Kepuasan Nasabah Pada Bank Mandiri Bogor Wirantie, Senny; Hassan, Filani Zikri; Srihandoko, Wimpi
Jurnal Informatika Kesatuan Vol. 2 No. 2 (2022): JIKES Edisi September 2022
Publisher : LPPM IBI Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jikes.v2i2.1460

The purpose of this study was to study the effect of cash deposit and M-banking ATM services on credit satisfaction at Bank Mandiri Bogor. Some previous studies conducted with different periods, samples, and methods with various results need further research. In addition, researchers also have an interest in conducting further research because in an increasingly evolving era it has made products in the banking sector easier to use and provide improvements for profit. This study consists of two variables, namely independent taken from service products, namely nominal atm deposit and m-banking, and one dependent variable, commercial satisfaction. Primary data were collected using a questionnaire from 100 respondents who constituted income at Bank Mandiri Bogor. Initially, researchers used validity and reliability tests for the questionnaire. Next, the researcher discusses the classics using multiple linear regression with an error margin of 5%. Finally, the researcher assessed the hypothesis using the T-test, the F-test and the coefficient of determination. The results show that 2 independent variables simultaneously have a significant effect on the dependent variable, 71.1%. Keywords: Service, Atm Deposit Tunia, M-Banking, Customer Satisfaction.

Analisis Faktor-Faktor Yang Mempengaruhi Minat Transaksi Pada Penggunaan Teknologi E-Wallet Natasha, Natasha; Hassan, Filani Zikri; Syarif, Rini
Jurnal Informatika Kesatuan Vol. 2 No. 2 (2022): JIKES Edisi September 2022
Publisher : LPPM IBI Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jikes.v2i2.1461

This study aims to analyze the factors that influence the interest of transactions on the use of e-wallet. In this study, the independent variable (X) is the perception of benefits, quality, ease of use, and trust and the dependent variable (Y) is the attitude of use. The population taken in this study are active and passive users of the Fintech OVO application. The sampling method taken is non probability sampling with the results of 100 respondents used as samples. While the object of this research is OVO users who have used the OVO electronic wallet several times. The source of the data obtained in this study were the responses of respondents obtained from the results of the questionnaire about the effect of perceived benefits, quality, ease of use, and the confidence distributed to the sample. Scoring by agree-disagree scale technique by developing statements that produce answers to agree-disagree in various ranges of values. The order of scale consists of the numbers 1 (Strongly Disagree) to 5 (Strongly Agree) for all variables. The results of this study indicate that the variables that influence the interests of E-Wallet OVO transactions are the benefits of E-Wallet OVO, the quality of E-Wallet OVO, ease of use of E-Wallet OVO and trust in E-Wallet OVO. Keywords: E-Wallet, transaction interest, fintech, OVO

Pengaruh Loan to Deposit Ratio Dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas Bank: Studi Kasus pada Bank Umum Yang Terdaftar Di Bursa Efek Indonesia Faradilla, Bella Aldama; Hassan, Filani Zikri; Khim, Soei
Jurnal Ilmiah Manajemen Kesatuan Vol. 9 No. 3 (2021): JIMKES Edisi Desember 2021
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v9i3.768

Profitability is the ability or ability of banks to make a profit. The problem of profitability is very important because bank revenue is the main target that must be achieved by the bank because the main goal of the bank is to achieve profit. The higher the bank's profitability, the better the bank's performance. The formulation of the problem in this study are does the Loan to Deposit Ratio (LDR) affect profitability, Operational Income Operational Costs (BOPO) affect profitability and Loan to Deposit Ratio and Operational Income Operational Costs affect Profitability. Public Bank for the 2014-2019 period. Data were analyzed using the classic assumption test, multiple linear regression analysis, Determination analysis, simultaneous significance test (F test) and partial significance test (t-test). The results showed that the Loan to Deposit Ratio had a negative and significant effect on Profitabiltas. Operating Costs Operating Income has a negative and significant effect. Loan to Deposit Ratio and Operating Costs Operating Income has effect on profitability at commercial banks for the 2014-2019 period. Keywords : LDR, BOPO and profitability

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