Azinuddin Syaiful Haq
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Inovasi Produk Baru Dengan Sukuk Musyarakah Wal Ijarah Sebagai Solusi Pengembangan Infrastuktur Di Indonesia Siti Murtiyani; Azinuddin Syaiful Haq
At-Tauzi : Jurnal Ekonomi Islam Vol 2 No 1 (2010): Vol. 2 No 1 Juni 2010
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

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Abstract

Infrastructure development is the basic capital of economic development in Indonesia. The weakening of infrastructure development is one of the factors that has caused Indonesia to lag behind other countries in driving economic development over the past thirty years. The availability of infrastructure is fundamental to sustainable economic development. To increase infrastructure development, the government will be supported by funding of $ 1,400 billion. The plan will be fulfilled from various funding sources, such as Aceh assistance (1 percent), the national development budget (17 percent), and domestic (21 percent). From this scheme, there is a funding gap of IDR 810 billion, which there is no certainty that the government will cover it. This condition shows the need for a breakthrough by the government to cover the funding gap. This innovation is needed for sharia-based funding and opportunities to get funding from outside parties, especially investors who want a sharia concept that generates profits from returns. With the concept of Sukuk Musharakah wal Ijarah, it is hoped that it can be the right solution for funding infrastructure development in Indonesia.
Pengaruh Pengungkapan Corporate Social Responsibility (CSR), Good Corporate Governance (GCG), dan Shariah Compliance terhadap Kinerja Keuangan Perbankan Syariah Siti Murtiyani; Azinuddin Syaiful Haq
At-Tauzi : Jurnal Ekonomi Islam Vol 7 No 2 (2012): Vol 7 No 2 Desember 2012
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

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The purpose of this study was to test empirically the influence of disclosure of Corporate Social Responsibility (CSR), Corporate Governance and Shariah Compliance in the financial performance of Islamic banking. Measurement of variables using the disclosure index Corporate Social Responsibility, Good Corporate Governance index and Shariah Compliance Index. While financial performance is measured using ROA (Return On Asset) in the syariah banking. Hypotheses were tested using multiple regression. The results of hypothesis testing showed that the coefficient β1 positive value 0.185 with p-value 0325, indicating that the CSR had no effect on the financial performance of Islamic banking. While the coefficient β2-value 2.030, p-value 0.030 showed that GCG effect on the financial performance of Islamic banking. In the coefficient β3-value 2.208 with p-value 0.003 indicates that the Shariah Compliance in effect on the financial performance of Islamic banking. CSR variable has no effect on the financial performance of Islamic banking shows that the role of Islamic banking in social activities in the community do not look real, so that Islamic banks need to increase social activity with increasing CSR funds directly to communities and revealed in its financial statements.