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All Journal Jurnal Riset Akuntansi dan Bisnis Jurnal Manajemen & Keuangan Aghniya: Jurnal Ekonomi Islam
Munawaroh .
Universitas Muslim Nusantara Al Washliyah
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Anteseden Kompetensi Sumber Daya Manusia Islami Dalam Menghadapi Revolusi Industri 4.0 Bagi Lembaga Keuangan Berbasis Syariah Anggia Sari Lubis; Munawaroh Munawaroh
Jurnal Manajemen dan Keuangan Vol 9 No 1 (2020): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v9i1.1924

Abstract

Revolusi Industri yang sudah memasuki era revolusi industri 4.0 memiliki peluang dan tantangan bagi perusahaan-perusahaan yang ada di seluruh dunia. Tidak terkecuali dengan lembaga keuangan berbasis syariah. Lembaga keuangan berbasis syariah harus dapat adaptatif dan bertahan ditengah perubahan lingkungan dan persaingan yang semakin luar biasa. Untuk dapat bertahan dan mencapai visi, misi dan tujuan-tujuan perusahaan, sumber daya manusia memiliki peran dan fungsi yang sangat vital. Dalam menghadapi revolusi industri 4.0 , sumber daya manusia harus memiliki kompetensi yang sesuai dengan perubahan yang diakibatkan oleh era revolusi industri ini. Sebagai lembaga keuangan syariah, kompetensi berbasis nilai-nilai Islam harus dimiliki para pegawai ataupun karyawan sebagai bekal dalam mengerjakan pekerjaan sehari-hari maupun dukungan terhadap pencapaian tujuan-tujuan perusahaan Penelitian ini bertujuan untuk mengetahui dan menganalisis anteseden kompetensi sumber daya manusia Islami dalam menghadapi revolusi industri 4.0 bagi lembaga keuangan berbasis syariah. Data diolah menggunakan Structural Equation Modeling-Partial Least Square ( SEM-PLS ) dimana terlebih dahulu di lakukan uji validitas dan reliabilitas, uji asumsi klasik kemudian uji hipotesis untuk data tersebut. Populasi penelitian ini adalah seluruh pegawai lembaga keuangan syariah di Kota Medan yang meliputi perbankan syariah, asuransi syariah dan pegadaian syariah. Metode penarikan sampel adalah simple random sampling. Variabel motivasi kerja memiliki pengaruh yang paling signifikan terhadap kompetensi sumber daya manusia Islami dalam mneghadapi revolusi industtri.
Faktor-Faktor Yang Mempengaruhi Non Performing Financing Bank Umum Syariah Di Indonesia Munawaroh Munawaroh; Murni Dahlena Nst; Dewi Andriyani
Jurnal Riset AKuntansi dan Bisnis Vol 21, No 1 (2021): MARET
Publisher : Jurnal Riset Akuntansi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/jrab.v21i1.6520

Abstract

This research aims to determine the effect of the type of financing, inflation and the Bi rate on Non-Performing Financing in Islamic commercial banks in Indonesia. In this study used a Quantitative approach. The population in this study is all sharia public banks in Indonesia. The eligible samples in the study were 14 companies. The results of this study show that partially this type of financing has a significant negative effect on non-performing financing at Sharia Commercial Bank in Indonesia while inflation and Bi rate negatively affect non performing financing at Sharia Commercial Bank in Indonesia. Simultaneously the type of inflation financing and Bi rate has a significant effect on non performing financing at Sharia Commercial Bank in Indonesia which is 31.4% while the remaining 68.6% is explained by other variables outside this study.
Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Bank Syariah Mandiri (Studi Kasus Pada Kantor Cabang Pembantu Pulo Brayan Medan) Munawaroh Munawaroh
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 1 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i1.5848

Abstract

This study aims to determine how to quality of of Bank Syariah Mandiri KCP Pulo Brayan Medan and is most dominant variabel in influencing towards customer satisfaction Bank Syariah Mandiri KCP Pulo Brayan Medan. The observation is an assosiative one, that is an observation which looks for the relation between one variable with another variable. During sample taking stage, the researcher uses accidental sampling technique. A total of 92 repondents involved in the study. Data are analyzed using double regression with 0,05 significance level or ???? = 5 %. Based on the result of the study, it is known that service quality variables reliability, responsiveness, assurance, empathy and physical have positive and significant on Bank Syariah Mandiri KCP Pulo Brayan Medan. And the most significant effects of service quality is physical (X5), responsiveness (X2), reliability (X1), assurance(X3) and empathy (X4) towards customer satisfaction. R2= 0,482 shows that 48,2% customer satisfaction variables can be explained by variables in service quality dimension as follows: reliability (X1), responsiveness (X2), Assurance (X3), Empathy (X4), Physical (X5), whereas another 76,7% can be explained by other variables which do not include in the model.
Co-Authors Anggia Sari Lubis, Anggia Sari Dewi Andriyani Murni Dahlena Nasution