Fiqri, Alfany Arga Alil
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PELUANG DAN TANTANGAN MERGER BANK SYARIAH MILIK NEGARA DI INDONESIA PADA MASA PANDEMI COVID-19 Fiqri, Alfany Arga Alil; Azzahra, Minerva Maharani; Branitasandini, Khansa Dzakiyah; Pimada, Laila Masruro
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 9, No 1 (2021): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v9i1.11315

Abstract

The existence of COVID-19 in Indonesia had an impact on economy, including banking sector. However, sharia banking sector didn’t show a positive trend. However, even though sharia banking shows a positive trend, penetration rate of Islamic banking market in Indonesia is still relatively small when compared to conventional banking. That has made government decide to make a merger policy in state-owned sharia banking in hope that it can increase market penetration in Indonesia. This article is written to analyze about opportunities and challenges of merger policy for sharia banking considering the large role of sharia banking in improving country's economy. On the other hand, this policy was implemented in the midst of the COVID-19 pandemic. This article uses qualitative data analysis with descriptive methods and through a literature study approach. The data analysis focuses on the opportunities and challenges of the sharia banking merger policy by Indonesian’s government. Researchers use secondary data as a source for making articles. Based on research results, the formation of Bank Syariah Indonesia (BSI) as a result of merger provides many opportunities such as increasing assets, expanding market penetration, and operating cost efficiency. Meanwhile, financing and operational risk are two big challenges that need attention. This study contributes as inputs for stakeholders’ decisions in developing Islamic bank and finance
The Influence of Religiosity, Age, and Income on Willingness Volunteer for Indonesian Philanthropic Institutions Fiqri, Alfany Arga Alil; Widiyanti, Dwi Retno
Review of Islamic Economics and Finance Vol 6, No 2 (2023): Revıew of Islamic Economics and Finance (RIEF): December 2023
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v6i2.61920

Abstract

Purpose – This study aims to determine the influence of religiosity, age, and income on a Muslim's willingness to volunteer for philanthropic institution in Indonesia.Methodology - The variables in the study, Muslim's willingness to volunteer for philanthropic institution, religiosity, age, and income utilized the multinomial logistic regression as the analysis method. This research is conducted by using data from the World Value Survey Wave 7; while the sample used for this study was 351 respondents of Indonesian Muslim. Findings - The analysis found that the variables of religiosity, age, and income had a significant effect on a person's willingness to volunteer for philanthropic institutions in Indonesia. The respondent who has a higher level of religiosity tends to be an active member of Indonesian philanthropic institutions, and the respondent who has a lower level of religiosity tends to be a passive member.