Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal International Journal of Economics Development Research (IJEDR) Jurnal Disrupsi Bisnis
Rinova, Risal
Unknown Affiliation
Economics, Econometrics & Finance Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Financial Literacy and Income as Economic Factors Shaping MSME Investment Choices in Yogyakarta Namsa, Arnoldus; Rinova, Risal; Sari, Pristsin Prima
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 2 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i2.7296

Abstract

This study aims to analyze the factors influencing investment decisions among MSME owners in Yogyakarta, focusing on financial literacy, financial behavior, and income. While financial literacy and behavior have been widely studied, research on their impact on MSME investment decisions remains limited. The study involved a sample of 136 MSME owners selected using the Hair method and simple random sampling. Data were collected through questionnaires using a Likert scale and analyzed using multiple linear regression. The results indicate that financial literacy does not significantly affect investment decisions, whereas financial behavior and income have a positive influence. The better the financial behavior and the higher the income, the more likely MSME owners are to invest. Therefore, improving financial management skills and increasing income levels are crucial factors in encouraging investment decisions. These findings provide valuable insights for MSME owners and stakeholders in developing strategies to enhance investment in the MSME sector.
Pengaruh Corporate Governance Terhadap Kinerja Keuangan Perusahaan Sektor Trade, Service And Investmen Prasetio, Eko; Rinova, Risal
Jurnal Disrupsi Bisnis Vol. 4 No. 2 (2021): Jurnal Disrupsi Bisnis
Publisher : Prodi Manajemen, Fakultas Ekonomi, Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/drb.v4i2.9433

Abstract

Fokus kajian dalam penulisan ini adalah corporate governance. Corporate governance berfungsi sebagai mekanisme pemantuan pada perusahaan yang timbul akibat adanya konflik kepentingan antara pemegang saham dan manajemen perusahaan. Adapun tujuan penelitian ini ialah untuk menguji dan menganalisis pengaruh corporate governance terhadap kinerja keuangan perusahaan sektor trade, service and investmen yang terdaftar di IDX priode 2014-2018. Penelitian ini menggunakan teknik purposive sampling dengan sempel 23 perusahaan. Analisis ini menggunakan pengujian statistic dengan bantuan program SPSS21. Pengujian hipotesis menggunakan uji t. dari hasil penelitian, didapatkan variabel yang tidak berpengaruh signifikan terhadap kinerja keuangan, yaitu ukuran dewan direksi dan frekuensi rapat dewan direksi. Sedangkan proporsi dewan komisaris independen berpengaruh negative dan signifikan terhadap kinerja keuangan. Namun komite audit memiliki pengaruh positif dan signifikan terhadap kinerja keuangan. Dengan demikian, penelitian ini menyarankan kepada perusahaan untuk meningkatkan mekanisme corporate governance guna memaksimalkan kinerja keuangan perusahaa. Kata kunci: Corporate Governance;  Kinerja Keuangan;  Sector Trade; Service and Investmen.
Co-Authors Eko Prasetio, Eko Namsa, Arnoldus Sari, Pristsin Prima