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Program Studi Ekonomi Syariah STAI La Tansa Mashiro

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PERAN LEMBAGA KEUANGAN SYARIAH (LKS) TERHADAP PERTUMBUHAN EKONOMI NASIONAL PASCA PANDEMI COVID 19 Maskur Maskur
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 5, No 2 (2022): DESEMBER 2022
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v5i2.751

Abstract

Tujuan dari penelitian ini untuk mendeskripsikan Peran Ekosistem Lembaga Keuangan Syariah (Lks) Terhadap Pertumbuhan Ekonomi Nasional Pasca Pandemi Covid 19. Berikut ini adalah peran Lembaga Keuangan Syariah dalam rangka menumbuhkan ekonomi nasional berkelanjutan pasca pandemic covid 19 : Pertama dengan memperkuat rantai nilai halal (halal value chain), Kedua, menyalurkan layanan pembiayaan yang ramah terhadap pelaku Usaha Mikro Kecil Menengah (UMKM), Ketiga, optimalisasi peran keuangan philanthropy syariah, Keempat, digitalisasi layanan keuangan syariah, Kelima, berkomitmen terhadap investasi ekonomi hijau (green economy). Kata kunci : Lembaga Keuangan Syariah, pertumbuhan ekonomi nasional, pandemi covid 19.
Analisis Karekteristik Produk Halal Pada Makanan Dalam Perspektif Ayat Ahkam Maskur Maskur Maskur
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 6, No 1 (2023): JUNI 2023
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v6i1.898

Abstract

Food is not only important to meet human needs for food, but food is also closely related to culture, including technology, social organization as well as societal trust. Consumption of food is a logical consequence of human existence as living beings. Shari'at views that the consumption of food within its minimum limit to maintain existence and preserve life is an obligation, especially if the motivation and purpose of consuming food is to generate energy to carry out the rituals of Shari'ah worship. The formulation of the main problems of this study are: what is the product halal in food in the perspective of the verses of ahkam? what are the characteristics of halal products in food in the perspective of the verses of ahkam? The study in this paper uses normative legal research methods with a conceptual approach, because what is studied in this paper is the concept of halal certification and labeling which is reviewed from a juridical and normative view of Islamic law in the perspective of verse ahkam. The juridical analysis departs from ahkam verses related to the halal aspect of food.               The results of this study indicate that halal products in food are halal products that have been declared halal in accordance with Islamic law and according to the verses of the Koran which explains the syar'i law or determines (istinbat) syar'i law based on these verses.  Halal products have characteristics that become a reference, namely the nature, origin, as well as ways of processing food that indicate Muslim consumers. The criteria for halal eating in Islamic law such as; does not contain pork and ingredients derived from pork, not intoxicating or not khamr or its derivative products, Materials derived from animals must come from halal animals and slaughtered according to Islamic law, not included in the unclean category such as carrion, blood, dirt and others; and all storage, sale, processing, management and means of transportation for halal products may not be used for pigs or non-halal goods. If it has been used for pork or other non-halal and then it will be used for halal products, then it must first be cleaned according to the method regulated according to Islamic law.Keyword: characteristics, halal products, food, ahkam verses
Pengaruh Pembiayaan Mikro Syariah Dalam Mengembangkan Usaha Di Kabupaten Lebak Maskur Maskur; budiman budiman
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 2, No 2 (2019)
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v2i2.958

Abstract

This research is motivated by the fundamental problem of Islamic banking which has an important role in the development of the community's economy in financing the microeconomic sector, banks have demands to pay attention to the small business sector, especially related to financial limitations. in developing micro businesses of independent Islamic bank customers in Lebak district, the problem formulation in this study is as follows: (1) What is the mechanism of sharia microfinance applied by Bank Syariah Mandiri, (2) What is the concept of Akad used in microfinance at Bank Syariah Mandiri, (3) How is the implementation of microfinance in helping to develop micro businesses in Lebak district? The purpose of this research is to find out and describe microfinance, and find out how the contracts used in sharia microfinance, and to find out the implementation of microfinance in developing micro businesses of Bank Syariah Mandiri customers in Lebak Regency. This research uses quantitative research methods with a quantitative descriptive analysis approach, then from 58.8% because the selling price (poko + margin) offered is quite light, 23.4% think otherwise. 43.4% felt that there was no capital solution in microfinance and 56.6% stated that microfinance really provided capital solutions for micro, small businesses. 36.6% stated that microfinance makes it difficult for them to do business, and 63.4% stated that microfinance does not make it difficult at all. Then 53.4% stated that microfinance at independent Islamic banks had elements of usury, and 46.6% stated that microfinance at independent Islamic banks had no elements of usury. Then 84.4% of sales results are getting better, 16.6% of sales results are normal. As well as 46.6% there was an increase in working capital in micro businesses, 54.4% there was no increase in capital. 33.4% of businesses run developed 66.6% of businesses run normally, 36.0% the level of income increased 16.0% the level of business income did not increase, then from 64.0% the profit from business results increased 0.4% it was normal.Keywords: Financing, sharia, business