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All Journal International Journal of Business, Management and Economics International Journal of Finance Research
Devkota, Niranjan
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Economics, Econometrics & Finance Social Sciences

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Using Plastic Money (Cards) in Kathmandu Valley: Users’ Knowledge, Current Use, Challenges and Way-forward Devkota, Niranjan; Shakya , Bikesh; Parajuli, Seeprata; Poudel, Udaya
International Journal of Business, Management and Economics Vol. 2 No. 2 (2021): International Journal of Business, Management and Economics
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijbme.v2i2.303

Abstract

This study aims to understand the users’ knowledge about plastic money, its current use, challenges they faced and way-forward. Based on descriptive research design, primary data is used for the purpose as per its suitability. A structured questionnaire has been arranged with the help of KOBO and devised for the information assortments from 404 plastic money users. Results found that people who use plastic money usually work in banks and financial institutions (33.87%) and are from the nuclear family (62.62%), with income between 25001 – 50000 (56%). 95.79 % of the respondents know about plastic money, and 86.3 % have plastic money. 88 % of respondents said they feel safe while using plastic money. 40.72% of respondents have faced challenges and problems while using plastic money. The majority (79.28%) of respondents believed that using the bank's services could be solved. It can be solved by giving training (34.85%), quick response to the problem raised by users (44.32%), update technology (34.47%) and keep a good network in the ATMs (71.79%) and quick solutions to the user's problems (75.76%). This study concludes that hassle-free transactions, a low-interest rate of credit cards, attractive advertisement, and awareness of how plastic money can use help and attract users of plastic money. .
Status of Professional Skills in MBA Graduates, Its Challenges, and Way Forward in Kathmandu Valley: Evidence from Professional Skill Index Bhandari , Udbodh; Rana, Malati; Devkota, Niranjan; Parajuli, Seeprata; Poudel, Udaya
International Journal of Finance Research Vol. 2 No. 1 (2021): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijfr.v2i1.304

Abstract

Today's MBA courses are continuous preparation-based teaching-learning practice to meet the requirements that industries expect from MBA graduates and further enhance their skills and knowledge that would aid them to fit in the job market. Thus, this study tries to assess the status of professional skills in MBA graduates, its challenges, and the way forward with the help of a professional skill index. Based on descriptive analysis, this study is conducted among 280 employers who employ MBA graduates, and a structured questionnaire was applied to collect information. The purposive sampling method was used to select the samples of 280. The study is conducted in Kathmandu valley as many MBA colleges and banks, finance companies, insurance companies, industries, and many private companies are located in Kathmandu valley. So, the graduates also choose Kathmandu valley in the maximum number to pursue their further career. The study's findings revealed that professional skills are generally looked up into hard skills and soft skills, and 100% of organizations look for professional skills possessed by candidates while hiring them. However, they give 100% attention to soft skills possessed by MBA graduates and 99.2% attention to hard skills possessed. In soft skills, an organization thinks communication skills are  must by graduates, whereas they prioritize typing skills  hard skill. Therefore, this study concludes that MBA students and colleges should focus on enhancing graduates' communication skills. Likewise, being in today's computerized business world typing skill is a must for graduates. Finally, MBA graduates must develop professional attributes among themselves to fit in today's job market
Challenges on Taxi Management in Kathmandu Valley: Taxi Drivers Perspectives Devkota, Niranjan; Ghimire, Anshu; Bhandari, Udbodh; Parajuli, Seeprata; Poudel, Udaya
International Journal of Finance Research Vol. 2 No. 3 (2021): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijfr.v2i3.356

Abstract

Taxi as a means of transportation has been emerging as a handy option for people of any age for any occasion if they need to travel. Thus, this study aims to analyze challenges on taxi management in Kathmandu valley, Nepal, from the perspective of taxi drivers. A descriptive method is applied in the survey, and qualitative analysis is made among 386 taxi drivers of Kathmandu valley. The study's findings revealed that 77% of taxi drivers face challenges in the valley. Significant challenges arise from increasing private vehicles and easy access to public transportation, emergence of online vehicle service providers, government rules and regulations, and parking difficulties. Therefore, the study concludes that policymakers and responsible authorities should consider the strategy to improvise the overall taxi management system in the valley. This study can be useful to concerned authorities in taxi management services to make strategies for the betterment and to mitigate the challenges in the field. If the taxi management system got effective, that would be encouragement for other vehicle management.
Obstacles of Implementing Industry 4.0 in Nepalese Industries and Way-Forward Devkota, Niranjan; Rajbhandari, Sharad; Poudel, Udaya Raj; Parajuli, Seeprata
International Journal of Finance Research Vol. 2 No. 4 (2021): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijfr.v2i4.488

Abstract

Industry 4.0 is buzzword in recent years and has become a topic of growing importance. It is a new technical framework that has been widely debated and studied and is likely to eventually constitute a fourth industrial revolution because it provides significant progress relevant to intelligent and potential industries in the market. As Nepal has introduced open policies for improving trade conditions in the mid-1980s, industries have to be competitive and capable enough to sustain themselves in such open policies. Such, dependencies can be minimize, and could only be possible, through the increasing the competitiveness of Nepalese industries with the help of use of new technologies. In such context, Nepalese industrial readiness for industry 4.0 is important topic to discuss. This study aims to identify the obstacles of implementing industry 4.0 in Nepalese Industries lies within 3 industrial estates of Kathmandu Valley i.e. Balaju, Patan and Bhaktapur industrial estates. Data has collected data from all 287 running industry from all three industrial estates with the help of questionnaire through respondent interview using KoBo Collect Toolbox. Our study finds that half of the industries (49%) face hurdles while adopting new technologies. Among them, the major hurdles are lack of infrastructure, lack of skilled manpower, lack of capital, poor implementation of policies. Among two third of the respondents think obstacles in implementing industry 4.0 is manageable. Political support, improvement in implementation mechanism and long term strategy are key factors that support industries to invest in new innovative technologies.
Co-Authors Bhandari , Udbodh Bhandari, Udbodh Ghimire, Anshu Parajuli, Seeprata Poudel, Udaya Poudel, Udaya Raj Rajbhandari, Sharad Rana, Malati Shakya , Bikesh