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All Journal Al-Ulum Mutawazin (Jurnal Ekonomi Syariah)
sofhian
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Religion Computer Science & IT Economics, Econometrics & Finance Education

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FAKTOR PENENTU KEPUTUSAN PEDAGANG MUSLIM DALAM PEMILIHAN MODEL PEMBIAYAAN LEMBAGA KEUANGAN (STUDI PADA TEMPAT PELELANGAN IKAN (TPI) DI KOTA GORONTALO) Napu, Iin Angraini; sofhian
MUTAWAZIN (Jurnal Ekonomi Syariah) Vol. 2 No. 1 (2021): Mutawazin (Jurnal Ekonomi Syariah) | April
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutawazin.v2i1.235

Abstract

This study aims to determine the deciding factor ped decision a gang of Muslims in the fish auction Gorontalo province in the election financing financial instituted, with a sample of 68 respondents. This study uses multiple regression analysis tools on primary data. It is found that the traders' decisions have a positive and significant effect on marketing mix factors, socio-cultural factors, and psychological factors. The results of the correlation coefficient test for the Marketing Mix Factor, Socio- Cultural Factors, and Psychological Factors have a Pearson Correlation value of 0.986 this value proves that the Marketing Mix Factor, Socio- Cultural Factors, and Psychological Factors have a perfect correlation to the Decisions of Muslim Traders at Provincial Fish Auction Sites. Gorontalo . The coefficient of determination test results obtained the value of r 2 = 0.972. This value means that the variation of the independent variable can explain the dependent variable by 0.972 or it can be translated as 97.2 %, which means that 2.8 % is influenced by other factors not examined.
Penggunaan Sistem Pembayaran QRIS Sebagai Alat Transaksi non Tunai terhadap Perkembangan UMKM Binaan Bank Indonesia Provinsi Gorontalo Koni, Wiwin; Sofhian; Ismail, Juniaty; Niswatin; Halid, Rahmawati
Al-Ulum Vol. 24 No. 1 (2024): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/au.v24i1.4784

Abstract

This research aims to determine the impact of using the QRIS payment system as a non-cash transaction tool on the development of MSMEs assisted by Bank Indonesia in Gorontalo Province. This research method uses quantitative research methods, the sample taken was 101 MSME respondents who were MSMEs assisted by Bank Indonesia, the sampling technique used in this research was a saturated sampling technique.  The results of this research show that the QRIS payment system has an influence on the development of MSMEs under the guidance of Bank Indonesia Gorontalo, so consistency in the use of payments via QRIS is needed so that MSMEs understand banking technology more and make it easier for MSMEs to carry out payment transactions. The suggestions in this research are encourage Indonesian banks to further expand their MSME development so that more and more MSME players are aware of QRIS technology in banking
Co-Authors Halid, Rahmawati Juniaty Ismail Napu, Iin Angraini Niswatin Wiwin Koni