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Analisis Tingkat Kesehatan Bank dengan Menggunakan Metode CAMEL Pada BNI Syariah, Bank Syariah Mandiri, dan Bank BRI Syariah Dalam Periode Tahunan Tahun 2020 Rifai, Ahmad; Junus, Reynaldi; Khusnah, Asmaul
Halal Research Vol 1 No 2 (2021): July
Publisher : Halal Center ITS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (389.034 KB) | DOI: 10.12962/j22759970.v1i2.86

Abstract

Perbankan adalah suatu lembaga keuangan yang memiliki nilai sosial yang sangat penting dalam menghadapi era globalisasi dalam suatu negara, khususnya di Indonesia. Perbankan di Indonesia berfungsi sebagai sentra aktivitas perekonomian dan pengelolaan keuangan masyarakat. Peran perbankan di Indonesia sangatlah vital, maka dari itu perbankan dituntut untuk melakukan kinerja keuangan yang baik. Kinerja keuangan perbankan dapat ditinjau dan dinilai dengan pendekatan CAMEL, yaitu metode yang mencakup faktor Capital (Modal), Asset Quality (Kualitas aset), Management (Manajemen), Equity (Ekuitas), Liquidity (Likuiditas). Penelitian ini bertujuan untuk menilai performa keuangan dan kesehatan beberapa bank syariah yang terdapat di Indonesia sebelum merger menjadi satu, yaitu BNI Syariah, Bank Syariah Mandiri, dan BRI Syariah.
SUPPLY CHAIN RISK ANALYSIS IN WHOLESALE PHARMACEUTICAL TRADING COMPANIES USING THE HOUSE OF RISK (HOR) METHOD Junus, Reynaldi; Baihaqi, Imam
Journal of Applied Sciences, Management and Engineering Technology Vol 6, No 1 (2025)
Publisher : Institut Teknologi Adhi Tama Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31284/j.jasmet.2025.v6i1.7253

Abstract

The Pharmaceutical Wholesaler is a legally established company authorized to procure, store, and distribute medicines in large quantities. Numerous issues within Pharmaceutical Wholesalers and their impact on business continuity highlight the need for a structured risk management system to identify and mitigate potential risks in the future. Structured risk management is a crucial component for ensuring the operational sustainability of Pharmaceutical Wholesalers, aiming to identify, analyze, and mitigate risks that may disrupt the supply chain process. This study employs the House of Risk (HOR) method to analyze risks using the SCOR (Supply Chain Operation Reference) framework, which includes the processes of Plan, Source, Make, Deliver, and Return. HOR Stage 1 identifies risk events (RE) and risk agents (RA) and calculates the Aggregate Risk Potential (ARP) value to prioritize risk agents. HOR Stage 2 designs mitigation strategies by considering the effectiveness of preventive actions and the difficulty of implementation. Based on the analysis in HOR Stage 1 through interviews and discussions, scoring was conducted for each risk event, identifying 44 risk events and 13 risk agents. Using a Pareto diagram, 7 major risk causes were identified as priorities for prevention. HOR Stage 2 evaluation resulted in nine preventive actions, with five prioritized actions recommended to control potential risks. These include forming a dedicated monitoring and updating team, developing a clear SOP-based work system, creating supplier diversification strategies, providing regular training, and conducting regular audits or evaluations.