Claim Missing Document
Check
Articles

Found 3 Documents
Search
Journal : Journal of Islamic Economics Lariba

Factors influencing the decision to use BSI Mobile Banking among Gen Z and Millennials in Yogyakarta, Indonesia Fitriah , Yasminah Nur; Garbo, Anom
Journal of Islamic Economics Lariba Vol. 10 No. 2 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss2.art26

Abstract

IntroductionMobile banking has become an essential aspect of modern financial services, particularly among digitally literate populations such as Gen Z and Millennials. Despite the widespread adoption of mobile banking, understanding the factors influencing its use in specific cultural and demographic contexts remains underexplored. This study investigates the adoption of Bank Syariah Indonesia's (BSI) mobile banking services among Gen Z and Millennials in Yogyakarta using the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) framework.ObjectivesThe research aims to identify and analyze the key factors driving the decision to adopt mobile banking services, focusing on intrinsic motivators such as performance expectancy, effort expectancy, hedonic motivation, price value, and habit, as well as external factors like social influence and facilitating conditions.MethodThis study employed a quantitative approach, collecting data from 124 respondents through structured questionnaires. Using Partial Least Squares Structural Equation Modeling (PLS-SEM), the relationships between the UTAUT2 factors and mobile banking adoption were evaluated.ResultsThe findings indicate that intrinsic factors, particularly habit, performance expectancy, and effort expectancy, significantly influence mobile banking adoption. Hedonic motivation and price value also play essential roles, whereas external factors such as social influence and facilitating conditions were found to have no significant impact.ImplicationsThe study underscores the importance of user-centered strategies that enhance functionality, ease of use, and emotional satisfaction. It suggests that financial institutions should focus on fostering habitual engagement and cost-effective services to drive adoption.Originality/NoveltyThis research contributes to the literature on digital financial services by offering insights into mobile banking adoption among Gen Z and Millennials in Indonesia, emphasizing the relevance of intrinsic motivators in a technologically advanced context.
The Implementation of Good Corporate Governance in the Aerofood ACS Company of Yogyakarta Garbo, Anom; Wulandari, Dwi Andini
Journal of Islamic Economics Lariba Vol. 4 No. 1 (2018)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol4.iss1.art5

Abstract

This research focuses on the implementation of Good Corporate Governance concepts in the Aerofood ACS Unit of Yogyakarta. Good Corporate Governance is a procedure for corporate governance that must be carried out and well-structured as a benchmark for the company in running all of its business activities appropriately. The objective of this study is to find out how far the implementation of GCG principles has been applied to ACS Unit of Yogyakarta using indicators that refer to previous research pertaining to the application of GCG in a company in Indonesia. The indicator is taken from the research developed by (Andyoratama & Mustamu, 2013) in the form of an indicator of GCG principles through KNKG (2006). Data collection techniques were carried out by interviewing 3 informants, conducting documentation sessions and the review of literature. The results show that the Aerofood ACS of Yogyakarta company has implemented GCG principles well even though it has not been fully implemented. There are a number of GCG principles that have not been fully addressed, namely the principle of accountability along with CSR implementation indicators from the employees whereas researchers assume that the company is still lacking the maximum welfare to employees, and in terms of the environmental and community sides, the company has not contributed much to its CSR activities. The last obstacle in the company is that the company employees are lack of understanding of GCG. Therefore, the promotion of GCG values needs to be implemented by Aerofood ACS of Yogyakarta.
Mapping Islamic banking and sustainable development research: A Scopus-based bibliometric and VOSviewer keyword co-occurrence cluster analysis (2008–2024) Garbo, Anom; Hasanah, Shofia Mauizotun
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art24

Abstract

IntroductionSustainable development has become a central paradigm in contemporary finance, shaping how banking institutions align capital allocation, governance, and social value creation with long-term development goals. Within this context, Islamic banking is increasingly examined as a values-driven system that may support sustainable development through ethical foundations, Sharia compliance, and inclusion-oriented financial practices. However, the expanding literature remains fragmented across themes, methods, and policy debates, creating a need for systematic mapping of its intellectual structure and research frontiers.ObjectivesThis study aims to (1) map the evolution and distribution of research on Islamic banking and sustainable development, (2) identify dominant and emerging thematic clusters through keyword co-occurrence, and (3) highlight research gaps and future directions that can inform theory development, banking practice, and sustainability-oriented policy.MethodThis study employs a bibliometric approach using Scopus metadata retrieved through the query (TITLE-ABS-KEY ( islamic AND bank ) AND TITLE-ABS-KEY ("sustainable development")) AND PUBYEAR > 2007 AND PUBYEAR < 2025, producing 120 documents. Keyword co-occurrence cluster analysis was conducted in VOSviewer with the following settings: type of analysis co-occurrence, unit of analysis all keywords, and minimum keyword occurrence of two. Of 602 keywords, 95 met the threshold. The thematic structure was interpreted using network visualization, overlay visualization, and density visualization.ResultsThe findings show that “sustainable development” functions as the most central and highly connected concept, indicating its role as the primary thematic anchor of the literature. The network structure reveals multiple interconnected streams, including (1) corporate social responsibility, Sharia-aligned environmental, social, and governance, governance mechanisms, and bank performance; (2) sustainable development goals, poverty, financial inclusion, and Islamic social finance; and (3) methodological diversification combining econometric modeling and qualitative inquiry. Overlay patterns suggest a shift from earlier governance and performance-focused studies toward more recent emphasis on sustainable development goals, inclusion, and innovation.ImplicationsThe study provides evidence that sustainability in Islamic banking research is increasingly institutionalized through governance and reporting pathways while expanding toward inclusion-driven development agendas. These insights support more coherent research agendas, improved sustainability governance practices, and policy frameworks that strengthen Sharia-aligned environmental, social, and governance integration and social finance effectiveness.Originality/NoveltyThis study offers a systematic, data-driven synthesis of the Islamic banking–sustainable development research domain by integrating bibliometric indicators with keyword co-occurrence clustering and multi-layer visualization, enabling clearer identification of thematic concentration, emerging priorities, and underexplored research frontiers.