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THE IMPACT OF ZAKAT ON MONEY DEMAND FUNCTION: EVIDENCE FROM MUZAKKI IN INDONESIA Masrifah, Atika Rukminastiti; Safitri, Fajrin Intan
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 7 No. 2 (2021): JULY-DECEMBER 2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v7i2.28670

Abstract

Most research in the Islamic economy on the money demand have employed the Keynesian approach, while in this research money demand functions are derived from a microeconomic approach. Thus, the aim of this study is to test and analyze some of the key factors in Islamic money demand model with the microeconomics-based approach, and then, in accordance with Islamic principles, chooses muzakki as the best sample. The data source for this study is 200 muzakki in Java, with a period of 2020. Structural Equation Modelling (SEM) is adopted to examine the relationship between the seven constructs, i.e., zakat, PLS rate, state, regulation, goods and services, conspicuous consumption, and money demand. The systemic relationship between the structures indicates that the integrated model of demand for money has a strong zakat relationship, while reliability and validity have been established. Zakat plays a key role in applying the established paradigm of demand for money in relation to goods and services. Zakat significantly affects both goods and services as well as models of money demand. This proposed new model equation is intended to help each household economic actor increase the demand for philanthropic money. As many muzakki are spread throughout Indonesia, it is expected that the welfare of the poor and the low-income society will gradually improve and, finally, the distribution of income in Indonesia will be on an equal footing. 
Model Penguatan Kemandirian Ekonomi Perempuan melalui Pembentukan Koperasi Berbasis Komunitas di Dusun Morotanjek Safitri, Fajrin Intan; Badriyah, Nurul; Galuh, Ajeng Kartika
Jurnal Gramaswara: Jurnal Pengabdian kepada Masyarakat Vol. 5 No. 3 (2025): Jurnal Gramaswara: Jurnal Pengabdian kepada Masyarakat
Publisher : Faculty of Cultural Studies, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.gramaswara.2025.005.03.06

Abstract

Kemandirian ekonomi perempuan merupakan aspek krusial dalam penguatan ekonomi rumah tangga dan komunitas, terutama pada wilayah perdesaan yang menghadapi keterbatasan akses sumber daya dan pelatihan. Kegiatan Pengabdian kepada Masyarakat ini bertujuan untuk meningkatkan kapasitas ekonomi perempuan melalui pembentukan koperasi wanita berbasis komunitas di Dusun Morotanjek, Kabupaten Malang. Metode yang digunakan adalah pendekatan partisipatif dengan tahapan sosialisasi, pelatihan kapasitas kelembagaan, pendampingan operasional, dan evaluasi berbasis refleksi komunitas. Kegiatan diikuti oleh 25 perempuan anggota PKK, Dharma Wanita, dan kelompok tani wanita. Hasil kegiatan menunjukkan peningkatan pemahaman peserta mengenai prinsip koperasi, pengelolaan usaha, dan literasi keuangan, yang ditunjukkan melalui peningkatan 65% hasil pretest–posttest. Peserta mampu merancang struktur koperasi, menyusun rencana sistem simpan pinjam, dan mengembangkan identifikasi potensi produk unggulan lokal. Selain itu, terbentuk komitmen kolektif untuk mewujudkan koperasi wanita sebagai instrumen pemberdayaan berkelanjutan. Kegiatan ini memberikan pondasi kelembagaan dan modal sosial yang kuat bagi implementasi koperasi produktif yang berorientasi pada kemandirian ekonomi perempuan di Dusun Morotanjek.