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All Journal Jurnal Akuntansi dan Pembangunan (JAKTABANGUN) SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam
Al Fahmi, M. Lutfi
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Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS RASIO CAMEL PADA PT. BANK PEMBIAYAAN RAKYAT SYARIAH RAHMAH HIJRAH AGUNG KOTA LHOKSEUMAWE DAN PT. BANK PERKREDITAN RAKYAT SABEE MEUSAMPE KABUPATEN ACEH UTARA TAHUN 2015-2016 Silvia Ulfa; M. Lutfi Al Fahmi
Jurnal Akuntansi dan Pembangunan (JAKTABANGUN) STIE Lhokseumawe Vol 3 No 1 (2017)
Publisher : LPPM STIE Lhokseumawe

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Abstract

The purpose of this study is to determine the soundness of banks in PT. Bank Pembiayaan Rakyat Syariah (BPRS) Rahmah Hijrah Agung Kota Lhokseumawe and PT. Bank Perkreditan Rakyat (BPR) Sabee meusampe using CAMEL ratio from 2015 to 2016, and to know how predicate bank performance in PT. Bank Pembiayaan Rakyat Syariah (BPRS) Rahmah Hijrah Agung Kota Lhokseumawe and PT. Bank Perkreditan Rakyat (BPR) Sabee Meusampe Kabupaten Aceh Utara Court from 2015 until 2016. the authors are interested in conducting research with the title “Ratio Analysis CAMEL In the Bank Pembiayaan Rakyat Syariah (BPRS) Rahmah Hijrah Agung Kota Lhokseumawe and PT. Bank Perkreditan Rakyat (BPR) Sabee Meusampe Kabupaten Aceh Utara “. In this research method used is quantitative method such as the numbers of the Balance Sheet, Profit / Loss Report, Report of Assets Quality, and Capital Adequacy Reports. Qualitative research with descriptive approach to measure the financial performance of banks to perform calculations using financial ratios CAMEL (Capital, Assets, Managemet Earnings, and Liquidity). The results of the assessment results of BPRS Rahmah Hijrah Agung and PT. Bank Perkreditan Rakyat (BPR) Sabee Meusampe Kabupaten Aceh Utara Great move by using the CAMEL from 2015 to 2016 received the title FAIR . Suggestions in this research is to improve the quality of productive assets is a good idea if the BPRS RHA and BPR Sabee Meusampe maintain or increase the number of PPAP formed so as to cover risks that may arise if the velocity of earning assets less current and in line with efforts to reduce the number of troubled loans, particularly those categorized bad credit.
Ecotourism as a Driver for Sustainable Waste Management and Environmental Conservation in Lhokseumawe, Indonesia Rahman, Bobby; Teuku Muzaffarsyah; Teuku Zulkarnaen; Al Fahmi, M. Lutfi; Meliza, Richa
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol. 10 No. 1 (2026): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/sjhk.v10.i1.32184

Abstract

This study evaluates the role of ecotourism as a strategy for promoting sustainable waste management in environmentally friendly tourist destinations in Lhokseumawe City, Aceh. Research using qualitative methods was conducted with a case study approach in several tourist destinations that have implemented ecotourism concepts, such as community-based waste management and the use of environmentally friendly technology. Data were collected through in-depth interviews, observations, and a literature review, complemented by questionnaires administered to explore the perceptions of tourists, local communities, and business actors regarding the effectiveness of, and support for, sustainable waste management policies. The findings indicate that the implementation of ecotourism has not yet played a significant role in improving waste management effectiveness in tourist areas. Ecotourism principles have not been comprehensively applied; as a result, destinations have not succeeded in maintaining environmental cleanliness, attracting sustainability-conscious visitors, or fostering synergy between local communities and the government. Although tourists and local residents generally responded positively to these initiatives and expressed support for ecotourism-based waste management policies, many still perceive waste management as primarily the responsibility of the government. This study contributes to the literature on sustainable waste management and may serve as a reference for policymakers and tourism practitioners seeking to enhance environmental quality through an ecotourism approach.
Co-Authors BOBBY RAHMAN, BOBBY Meliza, Richa Muzaffarsyah, Teuku Silvia Ulfa Teuku Zulkarnaen