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All Journal Al-Zahra : Journal for Islamic and Arabic Studies Al-Mudharabah
Abu Bakar, Ali
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Religion Arts Humanities Languange, Linguistic, Communication & Media Social Sciences

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MANAGEMENT OF AMANAH PRODUCT’S FINE FUNDS AT PT PEGADAIAN SYARIAH KCP KEUTAPANG, ACEH BESAR DISTRICT, INDONESIA Azmul Atia; Abu Bakar, Ali; Husni bin Abdul Jalil
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2023): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v4i2.5633

Abstract

A fine is a penalty in the form of having to pay in the form of money for violating applicable rules, laws and norms or for failing to comply with an agreement that was agreed upon at the outset. Amanah product is one of the products at Pegadaian Syari'ah which purchases and procures two-wheeled or four-wheeled motorized vehicles for personal use and company needs. In this product, the contract used initially was a mudharabah contract, but currently the contract used is a rahn tasjily contract. This thesis is focused on answering three important things, 1) How is the determination and amount determined for customers who make arrears at PT Pegadaian Syariah KCP Keutapang, 2) How is the management of trust fund fines at PT Pegadaian Syari'ah KCP Keutapang, 3) What is the legal perspective Islam regarding the management of trust fund fines at PT Pegadaian Syari'ah KCP Keutapang. This type of research is qualitative and uses a descriptive analysis method. Sources of data used include primary and secondary data. The results showed that the amount of fines in this product is a minimum of 0.4% and a maximum of 4% of the wine value. For example, the installment is Rp. 100,000 if 4% of the fine is four thousand out of one hundred thousand. If the loan is four million, Rp. 4% is taken. 400,000 per month. However, if the installment payment is only a matter of days late, the fine is only 0.4% per week. The imposition of this fine is carried out when the customer is due when the contract is initiated, then the management of fine funds is allowed even though there are some scholars who forbid it, but if you look at the DSN MUI fatwa, fine funds are allowed to be taken if they are used in accordance with Islamic sharia provisions. From the point of view of management and distribution of fines, the funds obtained were indeed used in accordance with Islamic principles, such as the repair and construction of houses of worship, both mosques and prayer rooms, for the benefit of education.
Taḥqīq Mafhūm al-Istiṭā‘ah al-Ṣiḥḥiyyah li al-Ḥujjāj al-Ṭābūrīn fī Indūnīsiyā al-Mu‘āṣirah Suhaili Sufyan, Muhammad; Abu Bakar, Ali; Mubarrak, Husni; Munir, Badrul; Yunus, Saifullah
Al-Zahra: Journal for Islamic and Arabic Studies Vol 21, No 2 (2024): Al-Zahra: Journal For Islamic And Arabic Studies
Publisher : Fakultas Dirasat Islamiyah, Univitas Islam Negeri (UIN) Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/zr.v21i2.39385

Abstract

Hajj is a pillar of Islam, obligatory for every Muslim who is financially and physically capable. This research focuses on the health condition as a key requirement for performing Hajj in Indonesia, particularly for pilgrims in long queues. Ensuring health and safety before, during, and after Hajj has become a critical aspect, mandated by Islamic law and Indonesian regulations. The condition of health and the ability to provide food and equipment, constitutes a fundamental part of the "ability" (istita'ah) required for Hajj and Umrah. This research presents some important questions about the concept of ability in Islamic jurisprudence and Indonesian law, to what extent which the meaning of ability can be applied to reality due to the large number of pilgrims queuing up for many years. This research used library studies by quoting opinions and ideas from major jurisprudential books and contemporary research as well as Indonesian law concerned with this issue. This research concludes that it is possible to reconcile Islamic jurisprudence in obligating the condition of ability for anyone who wants to perform the Hajj obligation, especially for the queues pilgrims that could not fulfill this kind of requirement, where someone can act on his behalf, as happened during the era of the prophet Muhammad PBUH.
Taḥqīq Mafhūm al-Istiṭā‘ah al-Ṣiḥḥiyyah li al-Ḥujjāj al-Ṭābūrīn fī Indūnīsiyā al-Mu‘āṣirah Suhaili Sufyan, Muhammad; Abu Bakar, Ali; Mubarrak, Husni; Munir, Badrul; Yunus, Saifullah
Al-Zahra : Journal for Islamic and Arabic Studies Vol. 21 No. 2 (2024): Al-Zahra: Journal For Islamic And Arabic Studies
Publisher : Fakultas Dirasat Islamiyah, Univitas Islam Negeri (UIN) Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/zr.v21i2.39385

Abstract

Hajj is a pillar of Islam, obligatory for every Muslim who is financially and physically capable. This research focuses on the health condition as a key requirement for performing Hajj in Indonesia, particularly for pilgrims in long queues. Ensuring health and safety before, during, and after Hajj has become a critical aspect, mandated by Islamic law and Indonesian regulations. The condition of health and the ability to provide food and equipment, constitutes a fundamental part of the "ability" (istita'ah) required for Hajj and Umrah. This research presents some important questions about the concept of ability in Islamic jurisprudence and Indonesian law, to what extent which the meaning of ability can be applied to reality due to the large number of pilgrims queuing up for many years. This research used library studies by quoting opinions and ideas from major jurisprudential books and contemporary research as well as Indonesian law concerned with this issue. This research concludes that it is possible to reconcile Islamic jurisprudence in obligating the condition of ability for anyone who wants to perform the Hajj obligation, especially for the queues pilgrims that could not fulfill this kind of requirement, where someone can act on his behalf, as happened during the era of the prophet Muhammad PBUH.
Co-Authors Azmul Atia Badrul Munir, Badrul Husni bin Abdul Jalil Husni Mubarrak Suhaili Sufyan, Muhammad Yunus, Saifullah