Article Per Year (5 Year)
p-Index From 2020 - 2025
0.408
P-Index
This Author published in this journals
All Journal Velocity: Journal of Sharia Finance and Banking Velocity: Journal of Sharia Finance and Banking
Lestari, Nofia Sri
Unknown Affiliation
Religion Economics, Econometrics & Finance Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Baitul Maal Wa Tamwil Sebagai Lembaga Keuangan Mikro Syariah Pemberdaya Ekonomi Umat (Konsep dan Teori) Solekha, Yasmin Afnan; Murdianah, Alisa Qotrunnada; Lestari, Nofia Sri; Asytuti, Rinda
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (884.455 KB) | DOI: 10.28918/velocity.v1i1.3647

Abstract

The purpose of the research to dig deeper into the concepts and theories of Baitul Maal Wa Tamwil, because it is based on the fact that occurs in the environment that BMT has shown its success which has been widespread in almost all regions of Indonesia, proven in 2016 reaching 6000 units of BMT and finding good prospects. This type of research is qualitative, supported by data taken in a secondary way using literature study. To support the research, the authors processed the data using Ms. Excel. BMT is a sharia microfinance institution as a non-governmental organization that collects and manages funds according to sharia principles in order to achieve financial and humanitarian economic goals or to achieve mashlahah. BMT does not only focus on financial activities but also social virtue activities. BMT refers to the authoritative source of Islam, Law no. 25 1992 concerning cooperatives and the DSN-MUI fatwa. The source of finance comes from customers and the results of operating income. Customer funds are then managed using sharia financing and contracts, the profits are known as profit sharing. BMT must always conduct evaluations so that the operational system and its resources are better and continue to disseminate information to the community.
Baitul Maal Wa Tamwil sebagai Lembaga Keuangan Mikro Syariah Pemberdaya Ekonomi Umat (Konsep dan Teori) Solekha, Yasmin; Murdianah, Alisa Qotrunnada; Lestari, Nofia Sri; Rinda Asytuti
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): Mei 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Islamic State University K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i1.3647

Abstract

Penelitian bertujuan untuk menggali lebih dalam terkait konsep dan teori dari Baitul Maal Wa Tamwil, sebab didasarkan atas kenyataan yang terjadi dilingkungan bahwa BMT menunjukkan keberhasilannya yang telah tersebar luas dihampir seluruh wilayah Indonesia, terbukti pada tahun 2016 mencapai 6000unit BMT dan mendapati prospek yang baik. Jenis penelitian kualitatif, didukung oleh data yang diambil secara sekunder menggunakan studi pustaka. Untuk mendukung penelitian, penulis mengolah data menggunakan Ms. Excel. BMT merupakan lembaga keuangan mikro syariah sebagai swadaya masyarakat yang menghimpun dan mengelola dana sesuai prinsip syariah demi tercapainya tujuan ekonomi keuangan serta kemanusiaan atau mencapai kemashlahatan. BMT tidak hanya berfokus pada aktivitas keuangan saja melainkan juga aktivitas kebajikan sosial. BMT mengacu pada sumber otoritatif islam, UU No. 25 1992 tentang koperasi dan fatwa DSN-MUI. Sumber keuangan berasal dari nasabah dan hasil pendapatan operasional. Dana nasabah kemudian dikelola menggunakan pembiayaan dan akad syariah, keuntungan dinamakan sebagai bagi hasil. BMT harus selalu melakukan evaluasi supaya sistem operasional dan sumber dayanya lebih baik serta terus melakukan sosialiasi kepada masyarakat.
Co-Authors Murdianah, Alisa Qotrunnada Solekha, Yasmin Solekha, Yasmin Afnan