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Windarti, Gusti Ayu Oka
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TINJAUAN PROSEDUR REKRUTMEN TENAGA KERJA STUDI KASUS BANK BTPN KANTOR CABANG PALEMBANG Windarti, Gusti Ayu Oka; Anugrah, Bella Meidika
Jurnal Manajemen Vol 5 No 1 (2017): Jurnal Manajemen
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.759 KB) | DOI: 10.36546/jm.v5i1.87

Abstract

The author chose the Palembang branch bank BTPN as a place for data collection on the grounds that currently the banking world has its own attraction to be studied and understood because banks play an important role in economic growth and development in the world including in Indonesia. The author gained knowledge about the recruitment procedures, the implementation of the selection and placement of employees and the constraints in the recruitment procedure for the case study of the Bank's Palembang branch office. As for one of the obstacles in the recruitment procedure of labor such as the incompatibility of the job position given and the applicant, it is better for the BTPN Palembang branch office before assigning tasks and work to workers who pass the selection must be based on the specified job / position specifications, namely position the employee according to the job position being applied for, the skill level and the educational background of the employee. So this can help employees in completing their tasks and responsibilities as well as the achievement of the smooth activities and objectives of the company.
Pengelolaan Keuangan Efektif melalui Pencatatan Transaksi Bisnis pada Usaha Kerajinan Manik-Manik Hallo Kenday Purnamasari, Keti; Windarti, Gusti Ayu Oka; Detmuliati, Alditia; Ziad, Ibnu; Putri, Atia Adelia Putri; Malini, Irda; Apriani, Dinda; Nababan, Rosalina
Jurnal Pengabdian Masyarakat Bangsa Vol. 2 No. 6 (2024): Agustus
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v2i6.1196

Abstract

Usaha pembuatan kerajinan manik manik “Hallo Kenday” terletak di Jalan Jalan AKBP H. Umar Gang Damai RT. 01 RW. 01 No. 11 Kec. Kemuning Kel. Ario Kemuning Palembang, 30128. Produk dari usaha ini adalah kalung, cincin, gelang, anting, dan berbagai jenis aksesoris wanita. Pemilik  usaha ini merupakan mahasiswa yang mengerjakan sendiri proses pembuatan produk tersebut. Proses pembuatan produk dikerjakan secara sederhana namun telah memiliki pangsa pasar yang cukup luas. Meskipun telah memiliki pengelolaan pemasaran yang baik namun usaha ini belum memiliki pengelolaan keuangan. Pelaksanaan kegiatan dilakukan dalam beberapa tahap. Tahap pertama, yaitu melakukan survei terhadap kendala dan permasalahan mitra dalam penyusunan dokumen transaksi bisnis. Setelah dilakukan survei, didapatkan hasil bahwa mitra belum pernah mencatat transaksi bisnis dikarenakan tidak memiliki pengetahuan dan pengalaman dalam pencatatan transaksi bisnis. Tahap kedua, yaitu melakukan persiapan materi pelatihan. Tahap ketiga adalah pemaparan materi mengenai transaksi bisnis. Pemberian materi ini dilakukan sampai dengan dua kali pertemuan. Pemberian materi ini dimulai dari pengenalan jenis-jenis akun bisnis sampai dengan membuatkan template laporan keuangan secara sederhana.  Tahap keempat adalah persiapan praktik yang dimulai dengan pengumpulan bukti-bukti transaksi bisnis (pemasukan dan pengeluaran usaha). Setelah bukti dikumpulkan, selanjutnya dilakukan pengelompokkan bukti tersebut ke dalam jenis-jenis akun. Tahap kelima dilakukan praktik pencatatan transaksi bisnis manual. Tahap akhir adalah penyusunan laporan keuangan sederhana seperti laporan arus kas, neraca dan laporan laba rugi.
LIQUIDITY AND CAPITAL ANALYSIS OF STATE-OWNED BANKS IN INDONESIA BASED ON OJK REGULATIONS (POJK) Purnamasari, Keti; Windarti, Gusti Ayu Oka
Jurnal Manajemen Vol 12 No 2 (2024): Jurnal Manajemen
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36546/jm.v12i2.1287

Abstract

This study analyzes liquidity and capitalization based on the Financial Services Authority Regulation (POJK). Liquidity is measured by LCR and NSFR based on POJK Number 42/POJK.03/2015 concerning the obligation to fulfill the Liquidity Coverage Ratio (LCR) for Commercial Banks and POJK Number 50/POJK.03/2017 concerning the obligation to fulfill the Net Stable Funding Ratio (NSFR) for Commercial Banks. Capitalization is measured using the KPMM ratio according to the risk profile based on POJK Number 11/POJK.03/2016 concerning the obligation to provide minimum capital for Commercial Banks. The samples used in this study were state-owned banks listed on the Indonesia Stock Exchange, namely PT Bank Rakyat Indonesia Tbk (BBRI), PT Bank Mandiri Tbk (BMRI), PT Bank Negara Indonesia Tbk (BBNI), and PT Bank Tabungan Negara Tbk (BBTN). The data used are secondary data in the form of Bank annual reports, LCR calculation reports, and NSFR Reports for the 2019 to 2023 Period of each Bank. The four state-owned banks have LCRs of more than 100%. This indicates that the banks have highly liquid assets that are sufficient to handle a liquidity stress scenario within a 30-day period. The four state-owned banks have NSFRs of more than 100%. This indicates that the institutions have sufficient stable funding to meet funding needs for the next 12 months. The four state-owned banks have CARs that exceed the CAR limit based on the risk profile rating of each bank. The higher the CAR, the better the bank's ability to meet its financial obligations when under pressure
Co-Authors Alditia Detmuliati Anugrah, Bella Meidika Apriani, Dinda Ibnu Ziad, Ibnu Malini, Irda Nababan, Rosalina Purnamasari, Keti Putri, Atia Adelia Putri