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All Journal TAJDID At-Tahdzib: Jurnal Studi Islam dan Muamalah
Rasyida, Zulfa
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Religion Economics, Econometrics & Finance Education Social Sciences

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Analisis Praktik Murabahah Emas pada Bank Syariah di Indonesia Berdasarkan Tinjauan Hukum Fikih Muamalah Marianti, Dina Juni; Rasyida, Zulfa; Utami, Ema
TAJDID Vol 28 No 2 (2021): Islamic Studies
Publisher : Research and Development Institution, Darussalam Institute for Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/tajdid.v28i2.731

Abstract

This study examines the concept of investing or saving gold in Islamic banks, which is carried out with the murabahah (buying and selling) financing model. The researcher found that there were problems in the murabahah contract and the gold payment mechanism carried out through fixed monthly installments. This study uses a comparative legal analysis method used by Islamic banks, the DSN MUI fatwa, and a review of fiqh muamalah according to the number of scholars on the other. To explain this, the researcher used a qualitative descriptive method with a muamalah fiqh approach. Through this approach, the researcher suggests practicing according to the Shari'a. The researcher found that there were differences of opinion among scholars regarding the concept of murabahah and gold installments, where the majority of scholars forbade it. This article presents the concept of gold murabahah at Bank Mandiri Syariah to evaluate the concept of saving gold with a gold murabahah contract at Islamic banks. This research contributes to the analysis aspect of saving gold in Islamic banks based on the fiqh muamalah review.
Praktik Murabahah Emas Pada Bank Syariah di Indonesia Berdasarkan Tinjauan Hukum Fiqih Muamalah Juni Marianti, Dina; Rasyida, Zulfa; Utami, Ema
At-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 10 No 2 (2022): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib, Ngoro, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/at-tahdzib.v10i2.275

Abstract

Background. This study exists to examine the concept of investing or saving gold in Islamic banks which is carried out with the murabahah (buying and selling) financing model. Researchers found a problem, namely in the murabahah contract, and the gold payment mechanism which was carried out by means of fixed monthly installments.Aim. This paper aims to present the practice of gold murabahah at Bank Mandiri Syariah as an evaluation of the practice of saving gold with gold murabahah contracts in Islamic banksMethods. This study uses a comparative approach analysis method by analyzing the comparative law used by Islamic banks, namely the DSN MUI fatwa with a review of Fiqh muamalah according to the number of scholars. To explain this, the researcher uses a qualitative descriptive method with a muamalah fiqh approach, through this approach the researcher suggests how to practice according to the Shari'a.Results. The researcher found that there were differences of opinion among scholars regarding the concept of murabahah, and gold installments which the majority of scholars forbade it. Therefore, this study contributes to the analysis of the practice of saving gold in Islamic banks based on the fiqh muamalah review.
Co-Authors Ema Utami Juni Marianti, Dina Marianti, Dina Juni