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MEMBANGUN MORAL : WIRAUSAHA MAHASISWA MELALUI MEDIA PEMBELAJARAN BERBENTUK KAOS LUKIS Prasetianti, Isnaeni Gelda; Adam, Faqih; Ekaningtyas, Noviani; Mudrikah, Kakah
ABMAS Vol 18, No 1 (2018): Jurnal Abmas
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (739.45 KB) | DOI: 10.17509/abmas.v18i1.36627

Abstract

Strategi Mitigasi Outstanding dalam Skema Pembiayaan BankZiska melalui Penerapan Al-Qardhul Hasan Prasetianti, Isnaeni Gelda; Fathurohman SW, Oman
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 16 No 1 (2024): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v16i1.10001

Abstract

The increasing outstanding in the al-Qardhul Hasan-based BankZiska financing scheme reflects the gap between the ideals of an interest-free, penalty-free, and solidarity-based program and the reality of potential abuse by partners, such as failure to repay. BankZiska, as a program based on zakat, infaq, and sadaqah funds, aims to help small communities, especially MSME players, free themselves from loan sharks and ribawi practices. The program provides soft loans without additional fees, which are designed in accordance with sharia principles and DSN-MUI fatwas. This study identifies the risk mitigation strategies applied by BankZiska to maintain the sustainability of the financing scheme. A literature study-based qualitative approach is used to analyze the effectiveness of the joint liability system, periodic monitoring, and intensive mentoring. The findings show that these strategies effectively reduce the risk of default, increase the ethos of economic independence, and build community awareness of Islamic economics. The program also has a positive impact on partner empowerment through entrepreneurship training and Islamic financial education. BankZiska is not only a financial solution, but also part of economic da'wah to encourage people's independence.
Theological Influences on Slaughter Techniques: Convergence and Divergence in Halal and Kosher Certification Prasetianti, Isnaeni Gelda; Kuswanjono, Arqom
Indonesian Journal of Interdisciplinary Islamic Studies (IJIIS) Vol. 7 No. 2 (2024): Vol. 7, No. 2, December 2024
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ijiis.vol7.iss2.art2

Abstract

This study aims to analyze the influence of theology on the slaughter techniques applied in the two traditions, as well as to see how the differences and similarities in these religious teachings contribute to the development and application of halal and kosher certification in the food industry. The study uses a qualitative approach with a literature study method, which involves analyzing academic literature, fatwa documents, halal/kosher guidelines, and certification standards. The results show that both traditions share similarities in the use of sharp tools, thorough bloodletting, and respect for animal welfare, reflecting adherence to ethical and spiritual principles. However, there are fundamental differences, such as the prohibition of stunning in kosher, and the role of the shochet as a trained slaughterer in the Jewish tradition. Halal and kosher certification play an important role in ensuring adherence to religious principles amidst the challenges of mass production in the modern food industry. Despite these obstacles, both traditions continue to emphasize the balance between spiritual and ethical needs in food consumption, making the principles of animal welfare and food safety a top priority in maintaining the integrity of religious values in the modern era.