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Manajemen Pemasaran Bank Syariah Berbasis Tekhnology Revolusi Industry 4.0 Irawan, Dedeng; Sugianto; Siregar, Saparuddin
As-Syirkah: Islamic Economic & Financial Journal Vol. 1 No. 2 (2022): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/qssg8w20

Abstract

Marketing of Islamic banks must have an economic construction 4.0, which is a fundamental change in the way of human life and work processes, where advances in information technology can integrate in the world of life with digital which can have an impact on scientific disciplines. This research is expected to add to the scientific treasures in the field of Islamic banking, especially those related to Islamic Banking issues in Facing Economic Construction 4.0 Reviewed Through SWOT Analysis which can be used as reference material for further researchers who conduct similar research. The formulation of the problem in this study is how the strategy of Islamic banking in dealing with economic construction 4.0 is reviewed through a SWOT analysis, and also to find out what are the obstacles of Islamic banking in facing economic construction 4.0 through a SWOT analysis. This research is a qualitative research with a qualitative research model with a case study approach model, which is a research approach that tries to explore real life through detailed and in-depth data collection involving various sources of information, either in the form of interviews, document observations or reports by describing objects from research case. The research results obtained are that Islamic banks must have a strategy to face the 4.0 industrial revolution, which researchers then analyze using SWOT
FINANCIAL EDUCATION, FINANCIAL STRESS, AND FINANCIAL WELL-BEING: THE STRATEGIC ROLE OF FINANCIAL TECHNOLOGY FOR MILLENNIAL BANK EMPLOYEES IN NORTH SUMATRA Sipahutar, Roni Parlindugan; Irawan, Dedeng
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 6 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i6.4075

Abstract

This study investigates the influence of financial education and financial stress on financial well-being, with financial technology considered as a mediating variable. The research is driven by the increasing role of financial literacy and digital financial services in helping individuals manage financial challenges in today’s digital era. A quantitative approach with a deductive design was employed, using structured questionnaires distributed to 400 millennial respondents aged 25–40 years working in the banking sector in North Sumatra. Data were analyzed with Partial Least Square–Structural Equation Modeling (PLS-SEM), which enables simultaneous testing of measurement and structural models. The results indicate that financial education has a positive and significant effect on both financial technology adoption and financial well-being. In contrast, financial stress is negatively associated with financial well-being but positively influences the adoption of financial technology as an adaptive mechanism to cope with financial pressures. Furthermore, financial technology is found to play a crucial mediating role, strengthening the effects of financial education and mitigating the negative impact of financial stress on financial well-being. The study provides theoretical contributions by extending the existing frameworks that link financial literacy, stress, technology, and financial outcomes. From a practical perspective, the findings highlight the importance of promoting digital-based financial education programs and developing inclusive financial technology solutions to enhance financial well-being, particularly among younger generations in the banking industry
Model Pengelolaan Bantuan Sosial dalam Menanggulangi Kemiskinan di Kota Tanjungbalai Berbasis SATF Values dengan Pendekatan Maqashid Syariah Irawan, Dedeng; Parlindungan Sipahutar, Roni
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 12 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i12.9944

Abstract

The urgency of this research is based on the impact of the problem of inequality in social welfare, which has led to the problem of prolonged poverty. To determine the extent of a poverty alleviation program that has been implemented, the government should be able to evaluate the models of social assistance management in alleviating poverty. In this study, the focus is on poverty alleviation efforts by applying the characteristics of the Prophet Muhammad when receiving social assistance from the government, namely telling the truth (shiddiq), being trustworthy (amanah), having intelligence (fathonah), and being transparent (tabligh), which the researcher tries to link with the five indicators of maqashid sharia which are the focus of discussion in this study. The purpose of this study is to determine how the management model for managing social assistance in an effort to alleviate poverty. In addition, this study also explores the SATF Values ​​​​mediating the relationship between social assistance management in alleviating poverty, as well as how the role of maqashid sharia in mediating the relationship between social assistance management in alleviating poverty. The research method uses a quantitative approach. The population in this study was all recipients of the Family Hope Program in Tanjungbalai City in 2024. The sampling technique used accidental sampling, where researchers selected individuals who were available and deemed suitable as data sources. The sample selection was conducted using the Slovin formula, resulting in a sample size of 400 recipient families in Tanjungbalai City. The data analysis technique used in this study was Partial Least Squares (PLS). The equation model in Partial Least Squares is a Structural Equation Modeling (SEM) equation, implementing an approach based on Variance or Component-based structural equation modeling.