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All Journal Jurnal Asy-Syukriyyah Jurnal Asy-Syukriyyah Islamic Banking & Economic Law Studies
Ambardi, Prio
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Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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MULTI-LEVEL MARKETING PARADIGM IN ISLAM Kamilulloh, Farhan; Ambardi, Prio
Islamic Banking & Economic Law Studies (I-BEST) Vol. 1 No. 2 (2022): ISLAMIC BANKING & ECONOMIC LAW STUDIES (I-BEST)
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/ibest.v1i2.252

Abstract

This study aims to find out about MLM (Multi Level Marketing) in Islamic view (Islamic law). This research is qualitative descriptive. This study included literary research to examine the written sources such as scientific journals, book references, literature, encyclopedias, scientific articles, scientific papers and other sources that are relevant and related to the object which is being studied. As for the object of study of this research is form of texts or writings that describe and explain about MLM that be popular in Indonesia. Results of this study is Islamic law permit MLM as long as not contrary with Islamic law. However, if it is contrary with Islamic law, so MLM is forbiden. Islam has principles on the development of business systems that must be free of elements dharar (danger), jahalah (vagueness) and zhulm (detrimental or unfair to one party). The system of bonuses to be fair, do not oppress and do not only benefit the people. Businesses also must be free from the element of gambling, oppression, fraud, unclean, riba (interest), vanity etc. If we want to develop a MLM business, it should be free from those elements above. Therefore, the goods or services are commercialized and ordinances sales must be halal, no haram and doubtful, and not in conflict with the principles of Shari'ah above.
REFLEKSI PEMIKIRAN EKONOMI ISLAM ABU YUSUF Kamilulloh, Farhan; Ridha, Sugantina; Aminuddin, Aminuddin; Ambardi, Prio
Islamic Banking & Economic Law Studies (I-BEST) Vol. 2 No. 2 (2023): ISLAMIC BANKING & ECONOMIC LAW STUDIES (I-BEST)
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/ibest.v2i2.436

Abstract

Most students today are more familiar with Adam Smith and other economic figures from the West, but we don't necessarily know that Islam also had early (classical) economic figures, such as al-Ghazali, Abu Ubaid and others. Therefore, it is interesting to discuss a brilliant Islamic economic figure of his time, namely Abu Yusuf. This research aims to reflect Abu Yusuf's thoughts. The method in this research uses the Research Library. The results of this research are the contribution of Abû Yûsuf's thoughts related to market mechanisms regarding demand and supply prices. Regarding taxation, Abu Yusuf advocates a tax system that is proportional, balanced and based on the principles of justice. In agricultural matters, to obtain greater production results by providing facilities for expanding agricultural land, and the costs are borne by the state.
COMPARATIVE ANALYSIS OF FINANCIAL PERFORMANCE OF ISLAMIC COMMERCIAL BANKS DURING AND POST PANDEMIC IN INDONESIA Masunah, Durrotul; Listiyowati, Listiyowati; Ambardi, Prio
Jurnal Asy-Syukriyyah Vol. 25 No. 2 (2024): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v25i2.578

Abstract

Financing income at Islamic Banks during the Covid-19 pandemic in Indonesia decreased by 0.6%. It is due to consumer demand for restructuring. The net acquisition of Islamic returns also decreased significantly from 7.41% to 6.12% due to the pandemic. This research aims to determine whether there is a difference in the Financial Performance of Islamic Commercial Banks during and after the Covid-19 pandemic. The research method used is quantitative with the object of research at Islamic Commercial Banks. The researchers took samples through the purposive sampling method. The researchers also used descriptive statistical analysis and hypothesis testing using the paired sample t-test. In the test, the researchers used SPSS 25. The research results indicate that there is no significant difference in the financial performance of Islamic Commercial Banks during and after the Covid-19 pandemic with a calculated t value < t table of 0.320 < 2.265 with a significance of 0.756 > 0.05 in the liquidity ratio, with a calculated t value < t table of -0.574 < 2.265 with a significance of 0.580 > 0.05 in the profitability ratio, with a calculated t value < t table of 0.524 < 2.265 with a significance of 0.613 > 0.05 in the solvency ratio, with a calculated t value < t table of 1.410 < 2.265 with a significance of 0.192 > 0.05 in the business efficiency ratio, with a calculated t value < t table of 1.444 < 2.265 with a significance of 0.183 > 0.05 on leverage ratio.
COMPARATIVE ANALYSIS OF FINANCIAL PERFORMANCE OF ISLAMIC COMMERCIAL BANKS DURING AND POST PANDEMIC IN INDONESIA Masunah, Durrotul; Listiyowati, Listiyowati; Ambardi, Prio
Jurnal Asy-Syukriyyah Vol. 25 No. 2 (2024): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v25i2.578

Abstract

Financing income at Islamic Banks during the Covid-19 pandemic in Indonesia decreased by 0.6%. It is due to consumer demand for restructuring. The net acquisition of Islamic returns also decreased significantly from 7.41% to 6.12% due to the pandemic. This research aims to determine whether there is a difference in the Financial Performance of Islamic Commercial Banks during and after the Covid-19 pandemic. The research method used is quantitative with the object of research at Islamic Commercial Banks. The researchers took samples through the purposive sampling method. The researchers also used descriptive statistical analysis and hypothesis testing using the paired sample t-test. In the test, the researchers used SPSS 25. The research results indicate that there is no significant difference in the financial performance of Islamic Commercial Banks during and after the Covid-19 pandemic with a calculated t value < t table of 0.320 < 2.265 with a significance of 0.756 > 0.05 in the liquidity ratio, with a calculated t value < t table of -0.574 < 2.265 with a significance of 0.580 > 0.05 in the profitability ratio, with a calculated t value < t table of 0.524 < 2.265 with a significance of 0.613 > 0.05 in the solvency ratio, with a calculated t value < t table of 1.410 < 2.265 with a significance of 0.192 > 0.05 in the business efficiency ratio, with a calculated t value < t table of 1.444 < 2.265 with a significance of 0.183 > 0.05 on leverage ratio.
Co-Authors Aminuddin Aminuddin Kamilulloh, Farhan Listiyowati listiyowati, Listiyowati Masunah, Durrotul Ridha, Sugantina