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PERBANDINGAN KINERJA KEUANGAN PT. BANK MANTAP SEBELUM DAN SESUDAH ADANYA JOINT VENTURE Agung Mulyono; Rizka Hadya
Matua Jurnal Vol. 2 No. 1 (2020): Matua Jurnal (Pengembangan Ilmu Manajemen dan Bisnis) (Maret 2020)
Publisher : LPPM Universitas Ekasakti, Padang

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Abstract

Abstrak Tujuan penelitian ini untuk mengetahui dan menjelaskan 1) Kinerja keuangan pada PT. Taspen (Persero) Tbk dan PT. Bank Sinar Harapan Bali dan PT Bank Mantap sebelum dan sesudah terbentuknya Joint Venture, 2) Perbedaan kinerja keuangan pada PT. Taspen (Persero) Tbk dan PT. Bank Sinar Harapan Bali sebelum dan sesudah memiliki PT. Bank Mantap dilihat dari Rasio CAR, NPL, LDR ROE, ROA dan BOPO. Sumber data dalam penelitian ini adalah laporan keuangan konsolidasi PT. Taspen (Persero) Tbk dan PT. Bank Sinar Harapan Bali periode Triwulan II 2012 sampai dengan Triwulan IV 2017 Hasil penelitian menunjukkan bahwa 1) Terdapat peningkatan pada mean CAR, ROE,ROA, LDRdan BOPO sebesar 2,145%, 0,02,0,01%, 1.29% dan 1,41%. 2) Terdapat perbedaan tingkat CAR dan BOPO sebelum dan sesudah terbentuknya Joint Venture, sedangkan pada tingkat NPL tidak terdapat perbedaan sebelum dan sesudah terbentuknya Joint Venture.
Saldo Kas Minimal dan Optimalisasi Kas Pemerintah Agung Mulyono
Jurnal Manajemen Perbendaharaan Vol 2 No 2 (2021): Jurnal Manajemen Perbendaharaan
Publisher : Direktorat Sistem Perbendaharaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (919.913 KB) | DOI: 10.33105/jmp.v2i2.379

Abstract

Cash minimum policy on General State of Cash Account or RKUN is aimed to fulfill cash needed for funding budget execution. That policy has possibility to be changed due to cash optimization purposes and advancement of banking technology. Study intend to increase our understanding about state cash management especially for cash balance on RKUN and explore a discourse in development of optimum cash management on RKUN for managing Government’s cost of fund. This paper uses simple average simulation, Boumol’s model dan Miller-Orr’s model with exploiting daily cash transaction on RKUN for 3 years to derive the form of the optimal cash balance under different assumptions about transaction costs and the demand for funds. Output of all models shows that amount of optimum cash on RKUN in the end of day should be smaller than the amount of cash set by cash minumun policy worth to Rp 2 billion. The result may open further discussion for policy changes on Government cash management.
A Motorcycle Safety System Design based on the Internet of Things Annisaa Sri Indrawanti; Ridho Rahman Hariadi; Eka Prakarsa Mandyartha; Agung Mulyono
Jurnal Teknologi dan Manajemen Vol 5, No 2 (2024): July
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat ITATS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31284/j.jtm.2024.v5i2.5983

Abstract

A huge number of motorbike thefts are still happening in Surabaya City. The most way the thief does to steal the motorbike is damaging the ignition lock using a "T key" so that the motorbike can be started and can be taken easily by thief. Besides that, there are still many other ways to thief the motorbike. The number of theft cases indicates that there are some weaknesses in the safety system on motorbikes made by manufacturers, especially on motorbikes that use the conventional ignition lock system. Along with the rapid development of increasingly sophisticated technology, it can be utilized to improve the security system on motorbikes. The conventional ignition lock is very easy to break into and is not effective in preventing theft. Designing a system that can turn on a motorcycle through an e-KTP scanning using RFID can be the respond to the huge number of theft cases in Surabaya City. This system uses NodeMCU ESP8266 as a microcontroller that is connected to modules such as RFID, GPS, and relays. Through this system, the owner can also monitor the position of his motorcycle through an application connected to the GPS and microcontroller placed in the motorcycle. In case of theft, the motorcycle owner can turn off the motorcycle through the application then the motorcycle will die and cannot be restarted.