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ANALISIS RESPON MASYARAKAT PADA PLATFORM MEDIA SOSIAL TWITTER TERHADAP TOKOH POLITIK, JENDERAL TNI (PURN.) GATOT NURMANTYO Rahmasari, Gina; Andini, Rizkiki
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 2 (2021): FairValue : Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1572.625 KB) | DOI: 10.32670/fairvalue.v4i2.650

Abstract

Gatot Nurmantyo is the 19th TNI Commander, who began to become a topic of conversation among Indonesians, in connection with his presence in public giving a statement regarding himself who was also offered to participate in the KLB as the general chairman of the Democratic Party replacing AHY. Twitter is a digital communication platform that also participates in discussing politics. Various kinds of opinions expressed by twitter users are classified into three types of opinion using Text Mining and Naive Bayes methods as classifier. The three types of opinions are classified into positive opinions, negative opinions, and neutral opinions. Based on 300 data taken, the results of the classification of opinions obtained are 24.67% containing positive opinions, 53.33% neutral opinions, and 22% negative opinions with the level of confidence of training results is 65%.
Evaluation of the Implementation of 5C and 7P Principles with the Mckinsey 7S Framework Model Approach to Credit Distribution at the Commercial Banking Directorate of PT Bank Mandiri (Persero) Tbk Rahmasari, Gina; Cahyandito, Martha Fani; Tato, Agust
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 4 (2022): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i4.7189

Abstract

Collection and Distribution of Credit is a very important role of the Bank for the Indonesian economy, considering that the flow of funds is used for various economic needs, both consumption, business capital, and investment channeled through the Bank. Loans disbursed are the result of a decision from a process carried out by applying the precautionary principle, which is expected to minimize the risk of non-performing loans, as seen from the NPL ratio. Generally, every Bank is required to apply the prudential principle, through the 5C principles and the 7P principles. This study uses descriptive methods to identify problems, explain symptoms, and examine conditions and prevailing practices based on the information collected. The results showed that the respondents' responses regarding the application of the 5C principle scored very high, the implementation of the 7P principles obtained a high score, the respondents' responses to credit distribution obtained a high score. Based on the results of simultaneous hypothesis testing, it can be stated that Principle 5C and Principle 7P simultaneously affect credit distribution at the Commercial Banking Directorate of PT Bank Mandiri (Persero) Tbk.