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All Journal Ulumuna: Jurnal Studi Keislaman Jurnal Hukum Ekonomi Syariah
Fauzi, Rahman Ali
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Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Studi Komparasi Jaminan Barang Bergerak Dan Tidak Bergerak Dalam Gadai Perspektif Hukum Islam Dan Hukum Perdata Aji, Kurniawan; Anam, Syaiful; Fauzi, Rahman Ali
Ulumuna: Jurnal Studi Keilsman Vol 7 No 2 (2021)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v7i2.5257

Abstract

This paper is the result of a comparative study to answer the following problem formulations: First, how is the concept of guaranteeing movable and immovable property in pawning the perspective of Islamic law and civil law. Second, how are the similarities and differences in the concept of movable and immovable property guarantees in the perspective of Islamic law and civil law pawning. The type of research used is library. The research data was collected through the documentary method, namely by reading, recording, and collecting documents from several legal documents as well as the opinions of scholars and civil law experts that had been recorded relating to pawning law, especially to the object of pawn guarantees, which were then collected from the data. will be discussed and carried out comparative and qualitative analysis. These two methods are used to find conclusions from the similarities and differences between the two laws. The results of this study conclude that, the similarities between Islamic law and civil law are in a generality of the permissibility of pawn contracts and the terms of collateral. While the difference between the two laws lies in the object of the pledged collateral. In Islam, all goods, both movable and immovable, are included as collateral for pledges. Whereas in civil law, collateral for pledged goods is only limited to movable goods that can be used as collateral for pledges, in the case of immovable property it is called a mortgage, and immovable property, especially land, in civil law is called mortgage.
Analisis Pemberian Hadiah dalam Produk Tabungan Berjangka Wadiah Berhadiah (SAJADAH) di BMT NU Situbondo Rohmah, Alifatur; Fauzi, Rahman Ali
Jurnal Hukum Ekonomi Syariah Vol. 4 No. 2 (2021): Oktober
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam, Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v4i2.11320

Abstract

Baitul Mal wat Tamwil (BMT) adalah salah satu bentuk Lembaga Keuangan Mikro (LKM) berbasis syariah. Nama BMT memiliki dua istilah yaitu istilah baitul maal yang berarti pengelolaan harta ibadah dan istilah baitul tamwil yang berarti penghimpunan dan penyaluran dana komersial. Dalam BMT ada beberapa produk pembiayaan sebagaimana lembaga keuangan lainnya begitupula dengan BMT NU Situbondo yang memiliki beberapa produk pembiayaan. Namun ada satu produk yang menarik untuk dikaji di BMT NU Situbondo yakni produk simpanan berjangka wadiah berhadiah (SAJADAH) dimana nasabah akan mendapat hadiah langsung pada saat membuka tabungan tersebut. Hal tersebut menjadi menarik untuk dijadikan sebagai bahan penelitian karena dalam akad wadiah tidak boleh menjanjikan hadiah di awal akad. Dalam penelitian ini yang digunakan yaitu penelitian normatif sedangkan pendekatan yang digunakan adalah pendekatan analitis dimana produk tabungan SAJADAH menjadi objek penelitian. Hasil yang didapat dari analisis pemberian hadiah pada akad wadiah yang terjadi di BMT NU Situbondo yaitu praktik ini dibolehkan karena praktik pemberian hadiah di BMT NU Situbondo sesuai dengan ketentuan fatwa DSN-MUI dan tujuan pemberian hadiah tersebut tidak menyalahi ketentuan syariat. 
Co-Authors Aji, Kurniawan Rohmah, Alifatur Syaiful Anam