Wibawa, Dwi Ari
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Determinan Pembelian Melalui Digipay: Perspektif Pelaku Pengadaan Barang/Jasa pada Satuan Kerja Wibawa, Dwi Ari; Amrullah, Muchamad; Hakim, Lukman; Sukmono, Renny
Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Vol. 9 No. 3 (2024): Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijaka
Publisher : Direktorat Jenderal Perbendaharaan, Kementerian Keuangan

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Abstract

Since its introduction in the fourth quarter of 2019, the utilization of Digipay until June 2022 has only reached IDR42.5 billion. This transaction value is relatively small when compared to the expenditure through e-purchasing, which amounted to IDR45,441 trillion. This situation has drawn the author's attention to analyze the factors influencing purchases through Digipay. The data used in this analysis is primary data. The analysis method employs descriptive statistics and Structural Equation Modeling. The sample size consists of 328 procurement actors in the regional work units (satker) of the Directorate General of Customs and Excise in South Kalimantan, Bali, DKI Jakarta, South Sulawesi, and Maluku. Overall, the quality of Digipay has received a satisfactory assessment, but there are some variables perceived at a relatively low level. One of the variables that received a low perception rating is the provider's ability to maintain the confidentiality of information during transactions. The hypothesis testing results indicate that Information Quality, Perceived Privacy Protection, and Perceived Security Protection have a significant and positive impact on Consumer Trust. Perceived Privacy Protection and Consumer Trust have a significant and positive impact on Perceived Risk. Information Quality and Perceived Security Protection have a significant and negative impact on Perceived Risk. Consumer Trust, Perceived Benefit, and Managerial Intervention have a positive and significant impact on Intention to Purchase. Information Quality, Perceived Privacy Protection, and Perceived Security Protection have a negative and significant impact on Intention to Purchase. Intention to purchase has a positive and significant impact on actual purchases. Based on this data and analysis, to enhance the acceptance of Digipay among procurement actors, the policy implications include improving information quality, emphasizing the assurance of user and transaction information security, minimizing usability difficulties of Digipay, requiring intervention from the Directorate General of Treasury, and integrating Digipay with the government procurement information system (LKPP) to facilitate tax collection.
THE IMPACT OF BUMN HOLDINGS ON THE PERFORMANCE OF SUBSIDIARIES IN THE MINING AND OIL AND GAS CLUSTER Sukmono, Renny; Wibawa, Dwi Ari; Mahmudi, Mahmudi; Koeswara, Arya Imamuddin
ULTIMA Management Vol 17 No 1 (2025): Ultima Management : Jurnal Ilmu Manajemen
Publisher : Universitas Multimedia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31937/manajemen.v17i1.4142

Abstract

Abstract-As a form of state-owned enterprises (BUMN) restructuring program, the government established several BUMN holdings. The ultimate goal of forming a holding company is that the company can have a strong position in the competition among its competitors. One of BUMN's contributions to the country is reflected in dividend payments. Dividends are one of the PNBP. This research analyzes the differences in PNBP from dividend payments before and after the policy of implementing BUMN holding in the mining and oil and gas BUMN cluster, case studies at PT Aneka Tambang (Antam) and PT Perusahaan Gas Negara (PGN). The analysis was carried out using profitability, solvency, liquidity and company operational costs (BOPO) ratios. This research uses the average difference test method for two independent samples. Based on tests on PT Antam's financial variables, it was found that holdingization has not had a significant impact on net profit margin (NPM), Debt to Equity Ratio (DER), dividend payout ratio (DPR) and BOPO. Another result is that the average current ratio (CR) before holding is lower compared to after holding. Based on tests on PT PGN's financial variables, it was found that holdingization has not had a significant impact on DER, DPR and BOPO. Meanwhile, testing the average CR shows that the average CR before holding is lower than after holding. Based on interviews with the management of PT Antam and PT PGN, they stated that the formation of the holding company had not had a significant impact on the company's performance. Keywords: Holding; Net Profit Margin (NPM); Debt To Equity Ratio (DER); Dividend Payout Ratio (DPR); Current Ratio (CR); Liquidity And Company Operational Costs (BOPO) Ratios