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All Journal Indonesian Journal of Islamic Economics and Business Journal of Economics Development Issues
-, Lindiawatie
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Strategi Akselerasi Insurtech Syariah Meningkatkan Nasabah Pengguna Asuransi di Indonesa (Studi Kasus Startup YukTakaful ) -, Lindiawatie; Shahreza, Dhona
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 2 (2021): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i2.930

Abstract

In 2019, the sharia insurance market share in Indonesia was only 3.44%. The reason is the low level of literacy and inclusion of sharia insurance. On the other hand, there are opportunities and potentials that allow the growth and increase of sharia insurance market share in Indonesia. For this reason, an acceleration strategy is needed to increase the market share of sharia insurance in Indonesia through insurance technology. The purpose of this study is to determine the acceleration strategy in reaching the insurance market in Indonesia by highlighting the case of the YukTakaful InsurTech startup. This type of research is qualitative based on phenomenology. Methods of collecting data by semi-structured interviews with the founder and management as well as documentation. Analysis and interpretation of data with a literature study approach. After the analysis, it is known that the acceleration strategy to increase the market share of sharia insurance in Indonesia with a case study on the YukTakaful startup is to go through the stages starting from setting focused and clear goals, creating a vision and mission that brings benefits and has social impact (maslahah). focusing on community and community-based segmentation and targets, building a network of cooperation in the business ecosystem (alliance strategy) and communicating and educating consumers through offline and online communication channels as well as collaboration with the fintech ecosystem and community customers (market penetration strategy). Alliance strategy by establishing cooperation with venture capital, server providers, data centers, data recovery centers and cloud computing insurance brokers and insurance companies. Market penetration strategy by targeting the community segment, focusing on basic protection with types of micro insurance products, end to end process services in real time 2x24 hours, maintaining the trust and comfort of consumers by maintaining the security and confidentiality of their data.  
Peran dan Dampak Pembangunan Ekonomi Kelautan terhadap Perekonomian Indonesia Pendekatan Input Output -, Lindiawatie
Journal of Economics Development Issues Vol. 8 No. 2 (2025): Journal of Economics Development Issues
Publisher : UPN "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jedi.v8i2.404

Abstract

Tujuan studi ini adalah untuk menentukan peran dan dampak pembangunan ekonomi kelautan terhadap perekonomian Indonesia dengan menggunakan Tabel Input-Output tahun 2020. Hasil analisis Input-Output menunjukkan bahwa pembangunan ekonomi kelautan di Indonesia berkontribusi sebesar 24% terhadap total output perekonomian Indonesia secara keseluruhan. Di antara ketujuh sektor dalam ekonomi kelautan tersebut, sektor perikanan dan sektor jasa kelautan memiliki Indeks Difusi dan Indeks Sensitivitas melebihi satu, artinya sektor perikanan dan jasa kelautan memiliki dampak ke belakang dan ke depan yang signifikan terhadap aktivitas sektor ekonomi lainnya. Selain itu, diketahui pula bahwa sektor-sektor dalam pembangunan ekonomi kelautan yang berperan besar dan berkontribusi terhadap aktivitas ekonomi nasional berturut-turut adalah sektor jasa kelautan, pariwisata bahari, industri kelautan, perikanan, dan pertambangan. Rekomendasi bagi pemerintah untuk meningkatkan perhatian terhadap pengembangan ekonomi kelautan karena telah terbukti memberikan kontribusi yang signifikan, peran penting, dan berdampak pada aktivitas perekonomian nasional
Co-Authors Dhona Shahreza, Dhona