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All Journal Jurnal Samudra Ekonomi dan Bisnis Ekonis : Jurnal Ekonomi dan Bisnis Jurnal Teknik Industri Terintegrasi (JUTIN)
Mustika Amri
Politeknik Negeri Lhokseumawe
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Energy Engineering Industrial & Manufacturing Engineering Mechanical Engineering

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The Effect of Internal and External Factors on Non-Performing Financing at Islamic Commercial Banks in Indonesia Nasir, Muhammad; AR, M. Yazid; Amri, Mustika; Handayani, Cut Fitri; Aryati, Aryati
Jurnal Samudra Ekonomi dan Bisnis Vol 13 No 2 (2022)
Publisher : Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v13i2.3342

Abstract

The purpose of this study was to determine the effect of internal and external factors on non-performing financing in Islamic commercial banks and Islamic business units in Indonesia. Data is collected from publications of Bank Indonesia, the Central Statistics Agency, and the Financial Services Authority. Samples were taken from January 2010 to December 2017. Data were analyzed using Fisher’s exact test, Student's t-test, and multiple linear regression analysis. The results identify that Finance to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), inflation, and BI rate have a significant effect on non-performing financing. Based on the results, this study recommends that Islamic commercial banks and Islamic business units need to stabilize their financial ratios.
The impact of social assistance and capital expenditure on poverty levels in Aceh Province Putri, Rizka Putri; Abral, Edi; Amri, Mustika
Jurnal Teknik Industri Terintegrasi (JUTIN) Vol. 8 No. 1 (2025): January
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jutin.v8i1.40258

Abstract

This study aims to analyze the impact of social assistance and capital expenditure on poverty levels in Aceh Province from 2006 to 2023. The research employs a quantitative method using secondary data from the Statistics Indonesia (BPS) Aceh website and the Ministry of Finance’s DJPK website. Multiple linear regression analysis is used to examine the relationship between the independent variables (Social Assistance and Capital Expenditure) and the dependent variable (poverty levels). The results indicate that social assistance has no significant partial effect on poverty reduction, while capital expenditure has a significant impact. However, simultaneously, these variables do not exert a strong enough influence to reduce poverty jointly. Based on these findings, it is recommended that the government prioritize capital expenditure as an effective strategy to reduce poverty in Aceh, while also evaluating and enhancing social assistance programs for better impact.
EFEKTIVITAS PENGGUNAAN WEBSITE DESA TERHADAP KINERJA APARATUR DESA KEMILI KECAMATAN BEBBESAN KABUPATEN ACEH TENGAH Latea, Cut Salsabillah Mudmainah; Hamdani, Hamdani; Amri, Mustika
Ekonis: Jurnal Ekonomi dan Bisnis Vol 27, No 1 (2025): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v27i1.6836

Abstract

Abstract:  This study evaluates the effectiveness of using the Kemili Village website on the performance of village officials. The aim is to determine the extent to which the village website affects the performance of the Kemili Village apparatus, Bebesen District, Central Aceh Regency. The results of the study are expected to provide insight and evaluation of the management of village websites to meet the needs of the community.This research was conducted in Kemili Village, Bebesen District, Central Aceh Regency with a focus on the effectiveness of the use of village websites on the performance of village officials. The study population was 1,461 people, with a sample of 94 people taken using purposive sampling method. Primary data were collected through questionnaires. Data analysis techniques include simple linear regression analysis, validity, reliability, and classical assumption tests. t test results show a significant positive effect (5.024, p 0.05) with an R Square of 21.5%, indicating that although the village website has a positive effect, many other factors affect the performance of the apparatus. The main obstacle is incomplete information. Based on the results of the study, it is recommended that village officials improve the effectiveness of the village website by updating information regularly, conducting socialization to the community about the benefits and how to use the website, and collecting feedback through surveys or discussion forums.  Keywords: Village Website Effectiveness, Village Apparatus Performance, and Community Satisfaction.
Co-Authors Abral, Edi AR, M. Yazid Aryati Aryati Hamdani Hamdani Handayani, Cut Fitri Latea, Cut Salsabillah Mudmainah Putri, Rizka Putri Rony, Zahara Tussoleha