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All Journal Journal of Humanities and Social Studies JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) IIJSE
Ramadani Silalahi, Purnama
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Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Analisis Faktor Yang Mempengaruhi Keputusan Mahasiswa Berinvestasi Reksa Dana Syariah Pada Aplikasi Bibit Di Sumatera Utara Yolanda, Tata Felina; Ikhsan Harahap, Muhammad; Ramadani Silalahi, Purnama
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.28051

Abstract

This research was conducted to determine the analysis of factors that influence students decisions to invest in sharia mutual funds in the Bibit application in North Sumatra. The population in this study consisted of enrolled students in North Sumatra, and the sampling strategy employed was purposive sampling, yielding a total of 100 respondents. The study was conducted using the SPSS 15 software test tool and multiple linear regression analysis tests. In order to gather data for this study, online questionnaires with a Likert scale were sent, and multiple linear regression analysis was carried out using the SPSS version 15 software. The study's findings suggest that while wealth has little bearing on investment decisions, financial literacy does, and that investment decisions are influenced by ease of application
The Impact Of Easy Pay Later, Lifestyle, And Impulse Buying On Consumptive Behavior In An Islamic Economic View Aksan, Maulana Aksan; Armayani Hasibuan, Reni Ria; Ramadani Silalahi, Purnama
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 1, No 2 (2017): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i3..10828

Abstract

Abstract. This research aims to determine the influence of ease of pay later, lifestyle and impulse buying on student consumptive behavior from an Islamic economic perspective. This research is quantitative research using multiple linear analysis. The population in this study were FEBI UINSU North Sumatra students. The sample in the research was carried out through probability sampling so that 98 respondents were obtained. Data sources were obtained through primary and secondary data. The research results show that the use of pay later, lifestyle and impulse buying significantly influence the consumer behavior of students at the Faculty of Islamic Economics and Business (FEBI) of the North Sumatra State Islamic University (UINSU). The ease of use of the pay later system encourages students to make unplanned purchases, while lifestyles influenced by social trends encourage them to buy goods that are not in accordance with their actual needs. The combination of both with impulsive shopping tendencies results in excessive and unplanned spending. In Islamic law, pay later is said to be usury because there are additional costs involved in the transaction. So pay later is prohibited in Islam according to MUI Fatwa No. 117/DSN-MUI/II/2018 and Surah Ar-Rum Paragraph 39.
Design Curriculum of Islamic Economics Based on Independent Learning Independent Campus (MBKM) to Increase the Competitiveness of Graduates Imsar, Imsar; Daim Harahap Imsar, Rahmat; Jannah, Nurul; Ramadani Silalahi, Purnama; Mufti, Robi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3429

Abstract

The Independent Learning Independent Campus (MBKM) curriculum in the Islamic Economics Study Program has not been implemented optimally. Universities experience many obstacles in implementing the MBKM system, including those related to the conversion of grades and the assignment of grades to the selected subjects, the different curriculum models used, the limitations of teaching lecturers, and the materials to be taught. In this study, the authors use qualitative data types with Primary and Secondary Data Sources. The results of this study indicate that the MBKM implementation can be carried out for students in semester 5 by carrying out a student exchange program and for students in semesters 6 and 7 by carrying out an internship program outside the college. Based on the results of interviews with the Dean and Head of the Islamic economics/sharia economics study program at three well-known universities, namely UIN Syarif Hidayatullah, the Tazkia Institute, and Padjadjaran University, the researchers concluded that the MBKM Program opens opportunities for students to develop their skills, expand their networks and go directly into the world of work. Therefore, in the future, alumni can adapt young and be able to compete with graduates.
Co-Authors Aksan, Maulana Aksan Armayani Hasibuan, Reni Ria Daim Harahap Imsar, Rahmat Ikhsan Harahap, Muhammad Imsar, Imsar Mufti, Robi Nurul Jannah Yolanda, Tata Felina