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All Journal Jurnal Penelitian dan Pengabdian Masyarakat Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management
Andriyani, Rizki
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Pendampingan Daur Ulang Limbah Kemasan Minyak Goreng Sebagai Media Tanam Toga Hermanto, Hermanto; Elvina, Elvina; Utama, Annisa Dwi; Pratama, Ihsan Putra; Andriyani, Rizki
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 2 No. 4 (2024): November 2024
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/jp2m.v2i4.313

Abstract

This community service activity aims to raise awareness about the importance of recycling and waste management, while teaching valuable skills in recycling plastic packaging into environmentally friendly polybags. This activity was carried out on July 2 - August 2, 2024 in Bawang Village, Punduh Pidada District, Pesawaran Regency. This community service activity was carried out through socialization, counseling and recycling processing of cooking oil packaging waste as a planting medium for herbal medicine. The results of community service activities have shown success in increasing community participation, promoting sustainable resource utilization, and reducing the amount of plastic waste in the environment
The Urgency of the 5C Principle in Minimizing Financing Risk at Bank Syariah Indonesia KC Diponegoro Andriyani, Rizki; Kurniawan, Muhammad; Nurmalia, Gustika
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.555

Abstract

The purpose of this study was to analyze the urgency of the application of the 5C principles in minimizing the risk of financing at Bank Syariah Indonesia KC Diponegoro. This research includes a type of Field Research (field research) which is essentially a method to find specifically and realistically about what is happening in society. As for the informants in this study amounted to 5 people who consist of employees of bank BSI AFO Division (Area Financing Operation) and customers of Bank Syariah Indonesia (BSI) KC Bandar Lampung. Overall, the application of the 5c principles includes character assessment through interviews and track records, Capacity through business observation and cash flow analysis, Capital from the customer's initial capital, Collateral as additional liquid and legal security, and Condition through environmental economic analysis is a comprehensive approach that is essential in mitigating financing risks in Islamic banking. This study implies that the optimal application of the 5C principles (Character, Capacity, Capital, Collateral, and Condition ) can significantly minimize the risk of financing at Bank Syariah Indonesia KC Diponegoro, resulting in a positive impact on the financial health and sustainability of the bank's operations. This study offers an original perspective by specifically analyzing the urgency of implementing the 5C principles (Character, Capacity, Capital, Collateral, Condition) in minimizing financing risks at Bank Syariah Indonesia KC Diponegoro, filling the void of in-depth empirical studies on Sharia entities in the region.
The Urgency of the 5C Principle in Minimizing Financing Risk at Bank Syariah Indonesia KC Diponegoro Andriyani, Rizki; Kurniawan, Muhammad; Nurmalia, Gustika
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.555

Abstract

The purpose of this study was to analyze the urgency of the application of the 5C principles in minimizing the risk of financing at Bank Syariah Indonesia KC Diponegoro. This research includes a type of Field Research (field research) which is essentially a method to find specifically and realistically about what is happening in society. As for the informants in this study amounted to 5 people who consist of employees of bank BSI AFO Division (Area Financing Operation) and customers of Bank Syariah Indonesia (BSI) KC Bandar Lampung. Overall, the application of the 5c principles includes character assessment through interviews and track records, Capacity through business observation and cash flow analysis, Capital from the customer's initial capital, Collateral as additional liquid and legal security, and Condition through environmental economic analysis is a comprehensive approach that is essential in mitigating financing risks in Islamic banking. This study implies that the optimal application of the 5C principles (Character, Capacity, Capital, Collateral, and Condition ) can significantly minimize the risk of financing at Bank Syariah Indonesia KC Diponegoro, resulting in a positive impact on the financial health and sustainability of the bank's operations. This study offers an original perspective by specifically analyzing the urgency of implementing the 5C principles (Character, Capacity, Capital, Collateral, Condition) in minimizing financing risks at Bank Syariah Indonesia KC Diponegoro, filling the void of in-depth empirical studies on Sharia entities in the region.
Co-Authors Elvina Elvina Gustika Nurmalia Hermanto Hermanto Muhammad Kurniawan Pratama, Ihsan Putra Utama, Annisa Dwi