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RISK MANAGEMENT OF WAKAF MANAGEMENT INSTITUTIONS Siagian, Salsabilla; Nasution, Inayatul Widad; Sugianto, Sugianto
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

Waqf has great potential in the sharia financial sector, it can accelerate the development of infrastructure, social facilities and religious facilities. Risk management is crucial in waqf management. Reputational, operational, distribution and transfer risks between countries need to be identified and addressed. Risk management can increase public trust, minimize losses, and ensure sharia compliance. The urgency of risk management lies in providing risk information to regulators, ensuring operational continuity, and measuring risk exposure. It requires strengthening human resources, increasing transparency, applying information technology, cross-border collaboration, and regular audits to ensure compliance and effectiveness of risk management. The development of productive waqf products is expected to increase the income potential and long-term benefits of waqf assets. 
FAKTOR YANG MEMPENGARUHI NIAT PERILAKU MUSLIM MENGGUNAKAN PLATFORM CROWDFUNDING ZAKAT: TEORI UTAUT MODEL Siagian, Salsabilla; Yenni Samri Juliati Nasution
Filantropi : Jurnal Manajemen Zakat dan Wakaf Vol. 4 No. 1 (2023): Filantropi
Publisher : Program Studi Manajemen Zakat dan Wakaf

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/finalmazawa.v4i1.8478

Abstract

This research aims to identify factors that influence the behavioral intentions of Muslims in using the zakat crowdfunding platform in the North Sumatra region. By adopting the Unified Theory of Acceptance and Use of Technology (UTAUT), this research involved 100 respondents as samples selected using a simple random sampling method. Data was collected via questionnaire and analyzed using multiple linear regression. The results showed that performance expectations and facilitation conditions did not have a significant influence on behavioral intentions. On the other hand, social influencers and Effort Expectancy have a significant influence on behavioral intentions. Multiple linear regression analysis yielded a structural equation that explained 86.4% of the variation in behavioral intentions. These findings have an important impact for zakat managers and crowdfunding platforms to understand the factors that motivate or hinder people's intentions to use digital technology to distribute zakat. With this understanding, strategies can be implemented to develop and improve services to support more effective and efficient zakat collection in the North Sumatra region. Penelitian ini bertujuan untuk mengidentifikasi faktor-faktor yang memengaruhi niat perilaku muslim dalam menggunakan platform crowdfunding zakat di wilayah Sumatera Utara. Dengan mengadopsi Teori Unified Theory of Acceptance and Use of Technology (UTAUT), penelitian ini melibatkan 100 responden sebagai sampel yang dipilih dengan metode simple random sampling. Data dikumpulkan melalui angket dan dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa performance expectancy dan facilitating condition tidak memiliki pengaruh signifikan terhadap behavioral intention. Sebaliknya, social influencer dan effort expectancy memiliki pengaruh yang signifikan terhadap behavioral intention. Analisis regresi linier berganda menghasilkan persamaan struktural yang menjelaskan 86,4% variasi dalam behavioral intention. Temuan ini memberikan implikasi penting bagi pengelola zakat dan platform crowdfunding untuk memahami faktor-faktor yang memotivasi atau menghambat niat masyarakat dalam menggunakan teknologi digital untuk menyalurkan zakat. Dengan pemahaman ini, dapat dilakukan strategi pengembangan dan peningkatan layanan untuk mendukung penghimpunan zakat yang lebih efektif dan efisien di wilayah Sumatera Utara.
Empowerment strategy analysis deep sharia cooperative liberate public from trap loan shark Harahap, Siti Khodijah; Siagian, Salsabilla; Batubara, Maryam
Jurnal Mirai Management Vol 8, No 3 (2023)
Publisher : STIE AMKOP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/mirai.v8i3.6186

Abstract

Sharia cooperative play role important in clean public from practice dangerous Sharia. Moneylender often utilise public with ethnic group flower height and condition no credit profitable. The purpose of this paper is analize empowerment strategies sharia cooperative for liberate public from slavery to moneylender. Is known that calculated F value of 166.698 with level significance of 0.00 < 0.05. Then the regression model can used for predict variable impact and perception (X) of empowerment (Y). In other word variable impact and perception (X) of influential in a manner together to variable empowerment (Y) or H1 is accepted. mark significant is 0.00 < 0.05 means impact and perception influential in a manner positive and significant to empowerment. Means reject Ho and accept Hi. Equality the regression is Y= 4.693 + 0.287 X, that is If improved impact and perception as big One unit will increase of 0.287. Keywords: sharia cooperatives; loan sharks; empowerment