Claim Missing Document
Check
Articles

Found 3 Documents
Search

Faktor-faktor yang Mempengaruhi Profitabilitas Bank Syariah di Asia Pasifik Tahun 2010-2016 Haryadi, Anton
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 2 No 2 (2022): Journal of Interdisciplinary Science and Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v2i2.10

Abstract

The purpose of this study is to examine the impact of several factors, namely Capital Adequacy Ratio (CAR), Bank Size, Technology (Internet Banking), and Gross Domestic Product (GDP) on the profitability or Return On Asset (ROA) of Islamic banks operating in the Asia Pacific region between 2010-2016. The sample consists of six Islamic banks located in this region. Data for the variables "Capital Adequacy Ratio" and "Bank Size" were obtained from the annual financial statements provided by the six banks. The variable "Technology" was measured using dummy variables, while the data for the variable "Gross Domestic Product" was obtained from the financial statements of each country. The Ordinary Least Square method was used in Eviews 8 software for analysis. The results show that only the Bank Size variable shows a significant positive effect on ROA with a significance value of 0.0000. In contrast, CAR has a coefficient value of 0.1085, indicating no significant impact on ROA. Similarly, Internet Banking technology and GDP show insignificant coefficients with values of 0.6561 and 0.3057 respectively. Furthermore, when considering the four factors simultaneously - CAR, Bank Size, Technology (Internet Banking), and GDP - it can be concluded that the four factors jointly exert an influence on ROA based on the F-calculated value that exceeds the F-table i.e. 5.569962 > 2.626052285, which is supported by the probability value that is smaller than α = 0.05 i.e. 0.000127 < α = 0.05. The adjusted R-squared value is determined to be around 50%, which indicates that about half of the variation in Return On Assets can be explained by variations in Capital Adequacy Ratio (CAR), Bank Size, Technology (Internet banking), and Gross Domestic Product (GDP).
Pengaruh Kualitas Layanan Terhadap Loyalitas Nasabah Dalam Perbankan Syariah Di Provinsi Lampung Pada Tahun 2023 Suwardi, Gio Pilanditha; Haryadi, Anton; Wimbawani, Wiwik
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 2 No 2 (2023): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v2i2.87

Abstract

This research was carried out in order to understand the impact of service quality on Sharia Banking customer loyalty in Lampung Province in 2023. This research is classified as quantitative research with an emphasis on calculation results. The results of the reliability testing carried out obtained results with a service quality variable with an Alpha Coefficient of 0.949 and a customer loyalty variable with an Alpha Coefficient of 0.842. The questionnaire was distributed to a total of 100 research subjects. The calculated t value of the service quality variable is 1,247. This explains that the calculated t is greater than the specified t table value (4.153 > 1.989), meaning the result is a positive significance level of 0.000 which is smaller than 0.05. So the alternative hypothesis (Ha) can be accepted, while the null hypothesis (Ho) can be rejected. So it can be concluded that there is a positive impact between service quality and Sharia Banking customer loyalty in Lampung Province in 2023.
Antecedents of Fraud Prevention and Organizational Commitment as A Moderator Haryadi, Anton; Harnovinsah, Harnovinsah; Djaddang, Syahril
Journal Research of Social Science, Economics, and Management Vol. 5 No. 6 (2026): Journal Research of Social Science, Economics, and Management
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jrssem.v5i6.1241

Abstract

In the scope of the hospital business, the application system is required in running hospital operations, especially the application system to accommodate transactions that occur in the hospital, so it is also necessary to have an internal control structure and organizational commitment to reduce and even prevent the potential for fraud in these transactions. The focus of this research is to analyze the influence of application system variables, internal control structures and organizational commitment to Fraud Prevention. This research was conducted at group medical center hospitals using primary data, namely questionnaires filled out by respondents. The population in this study was 125 respondents and the sample used was 110 respondents. The analysis tools used are data quality tests, classical assumption tests and hypothesis tests using the help of SPSS version 25 application to process data. The results of the study prove that the variables of the application system do not have a significant effect on Fraud Prevention, the internal control structure has a significant effect on Fraud Prevention, the organization's commitment has a significant effect on Fraud Prevention, the effect of the organization's commitment in moderating the application system in full moderation to Fraud Prevention, the effect of the organization's commitment in moderating the internal control structure to Fraud Prevention moderate.