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Analisis Sejarah Pemikiran Ekonomi Islam Pada Masa Nabi Muhammad SAW Sampai Masa Kontemporer Estiana, Isni Nuriyah; Fasa, Muhammad Iqbal; Suharto, Prof
At-Tauzi : Jurnal Ekonomi Islam Vol 22 No 1 (2022): vol 22 no 1 / Juni 2022
Publisher : Pusat Studi Ekonomi Islam Sekolah Tinggi Ekonomi Islam Hamfara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37820/attauzi.v22i1.142

Abstract

This article aims to explore Islamic economic thought in the era of the Prophet Muhammad until the contemporary era. Islamic economics is an economic system based on Islamic values ​​based on the holy book of the Qur'an and hadith. The purpose of implementing Islamic economics is to create a civil society. Prophet Muhammad as a role model for all mankind in various aspects of life changed the economic system to bring good for all mankind. Before the Islamic era, the Prophet Muhammad served as a leader and messenger of God so that he changed the country's economic and financial system according to the Qur'an and hadith. Moreover, the Prophet Muhammad was the first pioneer to implement an Islamic economic policy. the first three schools of thought emerge, the Iqtishaduna school, the Mainstream School, and the critical alternative school. key word : Islamic Ekonomic, policy, prophet Muhammad, Mazhab Iqtishaduna; Mazhab Mainstream; Mazhab Alternatif-Kritis.
Strategi Pemasaran Bank Syariah Dengan Digital Marketing (Studi Kasus : Bank BSI Kc Ciputat) Dewi, Sinta; Fasa, Muhammad Iqbal; Suharto, Prof
Jurnal Ekonomi & Perbankan Syariah Vol 2, No 2,November (2022): JEIPS: Jurnal Ekonomi Islam dan Perbankan Syariah
Publisher : Prodi Perbankan Syariah Fakultas Agama Islam Universitas Muhammadiyah Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37598/jeips.v2i2,November.1455

Abstract

Sharia Bank is a bank that is run with the principles of Islamic law in its operational activities. In Indonesia itself, there have been many Islamic banks that have been around for a long time, but Indonesian people tend to use conventional banks as their means of banking transactions because they think that conventional banks are more efficient and easier to transact. For this reason, a number of Islamic banks immediately carry out marketing plans in which they introduce products in Islamic banks to customers in order to meet the level of customer satisfaction in transactions. Many marketing concepts are used by a number of Islamic banks as long as they continue to carry out the company's ethical identity, for that a number of Islamic banks implement a number of marketing strategies to attract customers to switch to Islamic banks. With the enactment of Law No. 21 of 2008 concerning Islamic Banking, it can strengthen the position of Islamic banking. Then, supported by the MUI fatwa regarding several contract products, it also strengthened the position of Islamic banking. With the issuance of the fatwa haram bank interest by the MUI, it will change the paradigm of society and will increase the number of sharia bank customers. Meanwhile, Bank Indonesia as the monetary authority must give more flexibility to Islamic banking so that it can be affordable throughout Indonesia. In this global era, technology is growing so that it affects developments in marketing at Islamic banks using digital marketing. There are various ways of marketing in the digital era such as websites, email, or other social media such as Tik-tok, Instagram and others.
Pengaruh Kepuasan Nasabah Terhadap Loyalitas Nasabah Pengguna Produk Tabungan Easy Wadiah Pada PT. Bank Syariah Indonesia Tahun 2022 Febiola, Vani; Iqbal Fasa, Muhammad; Suharto, Prof
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 3 No 1 (2023): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Februari 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56870/ambitek.v3i1.73

Abstract

The development of the banking world in Indonesia is very fast, dynamic and modern, both in terms of the variety of banking products as well as the quality of service and technology owned. Banking is increasingly dominating the economic and business development of a country, not only in developed countries but also in developing countries. The role of banks in the service sector has a very important role in improving service quality and satisfaction for its customers. For this reason, banking management can understand the factors that affect service quality. Islamic banks are financial institutions whose main business is to provide financing and other services in payment traffic and money circulation, whose operations are adjusted to the principles of Islamic law, namely based on the Qur'an and Hadith. , Bank Syariah Indonesia (IDX: BRIS; abbreviated BSI) is a bank in Indonesia that is engaged in Islamic banking. This bank is the result of the merger of Bank Syariah Mandiri, BNI Syariah, and BRIsyariah into one. Bank Syariah Indonesia became a sharia bank owned by HIMBARA (State-Owned Bank Association) with majority (controlling) shares held by Bank Mandiri, so it is considered a subsidiary company in the Mandiri Group.Islamic banks, especially Indonesian Islamic banks, have several superior products, one of which is sharia savings products. In sharia savings, Bank BSI has 2 types of contracts that can be chosen, namely by using wadiah and mudharabah contracts. Wadiah is an activity that includes the safekeeping of goods which is carried out between parties who want to do safekeeping and those who have the power to do safekeeping and gain trust with the aim of maintaining the safety, security, and integrity of the goods or money. Meanwhile, mudharabah is a form of cooperation agreement between the owner of the property and the manager of the property or mudharib. The owner of the property surrenders his property to another party for business. If it is profitable, the profits are divided between the owner of the property and the property manager in accordance with the agreement at the beginning of the agreement. The method used in this problem is descriptive method and associative method.. The results of this study are that there is a positive and quite strong influence between Customer Satisfaction and Customer Loyalty in the Easy Wadiah Savings product of PT. Indonesian Islamic Bank with a correlation value of (+) 0.503. This means that the higher the customer satisfaction, the higher the customer loyalty.