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Implementation of the Economic Values of Prophet Muhammad in Community Empowerment through the Islamic Financial System Hussain, Mujahid; Baloch, Shaheena
Help: Journal of Community Service Vol. 2 No. 3 (2025): December 2025
Publisher : PT Agung Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62569/hjcs.v2i3.226

Abstract

This study aimed to apply the economic values of Prophet Muhammad to strengthen community empowerment through the Islamic financial system. The program emphasized ethical financial literacy, interest-free microfinance, and the integration of Zakat and Sadaqah into productive use as a means to achieve social justice and sustainable development. A participatory action research approach was implemented in a Muslim rural community. Activities included workshops on Islamic economic ethics, the establishment of a Qard Hasan (interest-free loan) fund, and coordination of Zakat and Sadaqah distribution for small business support. Data were collected through observation, interviews, and focus group discussions with community members and leaders. Three main findings emerged. (1) Islamic financial literacy and ethical awareness significantly improved, leading to behavioral transformation in financial practices. (2) The Qard Hasan fund effectively supported local microenterprises and achieved a repayment rate above 90%, creating a sustainable cycle of empowerment. (3) The integration of charitable funds for productive purposes enhanced social solidarity, trust, and cooperation within the community. The findings reveal that the practical application of Prophetic economic values can bridge moral principles with real economic empowerment. However, challenges included limited institutional partnerships and short observation periods. These limitations suggest the need for broader implementation and longer-term evaluation. Implementing Islamic financial ethics through community-based mechanisms provides an effective framework for social transformation and inclusive development. Future research should explore long-term impacts, digital financial applications, and cross-community comparisons to strengthen the global relevance of Prophetic economic models.
Navigating the tension: Islamic value and digital transformation in Pakistani educational management Hussain, Mujahid
At-Tarbawi: Jurnal Kajian Kependidikan Islam Vol. 10 No. 2 (2025): July-December 2025
Publisher : Fakultas Ilmu Tarbiyah dan Keguruan (FITK), Institut Agama Islam Negeri (IAIN) Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/attarbawi.v10i2.13017

Abstract

This study investigates how educational management is practiced within Islamic institutions by integrating conceptual analysis with qualitative field data from selected madrasas and Islamic universities in Pakistan. Although educational management in Islamic institutions has been widely discussed theoretically, there remains a lack of empirical studies that examine how administrators and teachers actually implement Islamic values in day-to-day management practices, which creates an important gap in the literature. Drawing on qualitative multiple-case study, data were gathered through semi-structured interviews with administrators (n = 12) and teachers (n = 18) and supported by a review of institutional documents. The study explores how values such as amanah, shūrā, and ihsan shape leadership behaviour, curriculum decisions, and responses to digital transformation. Thematic analysis reveals that management processes often rely on traditional authority structures and limited strategic planning, and that digital innovation is acknowledged as important yet constrained by inadequate resources. Participants also expressed the ongoing tension between preserving religious authenticity and meeting modern educational demands. Overall, the findings highlight the need for a professionalized and ethically grounded management model that reflects Islamic principles while responding effectively to contemporary educational challenges, and the study proposes an integrated leadership framework to support institutional sustainability and innovation.