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Lidya Agustin
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Economics, Econometrics & Finance

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ANALISIS EFEKTIVITAS PEMBUKAAN REKENING ONLINE VIA MUAMALAT DIN Lidya Agustin; Novera Martilova
Jurnal Ekonomi dan Bisnis Vol. 2 No. 4 (2024): April
Publisher : ADISAM PUBLISHER

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Abstract

This research was motivated by fluctuations in the percentage increase in the number of customers opening online accounts through Muamalat Din at PT Bank Muamalat Indonesia KC Payakumbuh, because this is new and not many people know about it. This research aims to determine and analyze the procedure for opening an online account via Muamalat Din and the effectiveness of opening an online account via Muamalat Din at Bank Muamalat Indonesia KC Payakumbuh. The research that the author conducted was a qualitative approach method, the data sources that the author took were primary data and secondary data. And data collection techniques using interviews and documentation. Meanwhile, the data analysis techniques obtained use data analysis, namely data reduction, data presentation, drawing conclusions and verification. Based on the results of the research and analysis carried out by the author, it can be concluded that opening an online account via Muamalat DIN can be said to be effective. This is because opening this account can make it easier for people who want to have an account at Bank Muamalat Indonesia KC Payakumbuh. Then it also makes it easier for people to carry out transactions anytime and anywhere comfortably. The level of effectiveness of opening an account can be seen from the indicators of accuracy of program targets, program outreach, achievement of program objectives, and program monitoring.
PENGARUH SOLVABILITAS DAN PROFITABILITAS TERHADAP KINERJA KEUANGAN PERUSAHAAN MANUFAKTUR (Studi Pada Subsektor Pulp dan Paper Yang Terdaftar di BEI Periode 2017-2020) Lidya Agustin; Siti Rosyafah; Tri Lestari
AKUNTANSI 45 Vol. 2 No. 1 (2021): Jurnal Ilmiah Akuntansi
Publisher : Fakultas Ekonomi Program Studi Akuntansi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (351.033 KB) | DOI: 10.30640/akuntansi45.v2i1.102

Abstract

Financial performance is the result achieved by the company's management to find out in managing company assets effectively during a certain period. An uncertain economy causes a high risk of a company experiencing poor financial performance or bankruptcy, to determine whether a company's financial performance is good or not, it can be seen from the company's ability to pay off its debts through solvency and profitability. The purpose of this study was to determine the effect of solvency and profitability on the company's financial performance. This study uses a quantitative approach with data collection using purposive sampling method. The population of this study are pulp and paper manufacturing companies listed on the Indonesian stock exchange with 8 out of a total of 10 companies. The analytical method used is multiple linear regression analysis with hypothesis testing, namely t test, F test and R² test. The results showed that partially solvency (debt to total asset ratio and debt to equity ratio) had no significant effect on financial performance, and profitability (return on equity and net profit margin) partially had a significant effect on financial performance. Simultaneously solvency (debt to total asset ratio and debt to equity ratio) and profitability (return on assets and net profit margin) have a significant effect on financial performance. Meanwhile, the dominant influence is profitability (net profit margin).
Co-Authors Novera Martilova Siti Rosyafah Tri Lestari