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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomika dan Bisnis Islam Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Abiba, Riska Widya
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Religion Economics, Econometrics & Finance Social Sciences

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Journal : Jurnal Ekonomika dan Bisnis Islam

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Pengaruh Penggunaan Uang Elektronik (E-Money) Berbasis Server Sebagai Alat Transaksi terhadap Penciptaan Gerakan Less Cash Society Pada Generasi Milenial di Surabaya Abiba, Riska Widya; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 1 (2021): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (15.816 KB) | DOI: 10.26740/jekobi.v4n1.p196-206

Abstract

The increasing development of financial technology has led to change in the payment instrument in society, for example, the use of cash to electronic money (e-money) in a daily transaction. One of the users of e-money is Millenials. Millennials are the main actor of technological sophistication in which they will be treated to various convenience and practicality in making a transaction in their economic activity. Therefore, it is possible to increase the use of e-money in a transaction. If there is an increment in the use of e-money, it can indicate the new creation of a social phenomenon in society namely a cashless society. A cashless society consists of people who tend to be minimal in using cash and they are more likely to use electronic payment in a transaction. This research aims to determine the effect of the independent variable use of electronic money (e-money) on the dependent variable of the cashless society movement in the Millennials in Surabaya. The method used in this research is quantitative by using a likert scale measuring instrument and a simple linear regression analysis technique in software named SPSS 24. The result shows that the variable use of electronic money has a positive and significant effect on the cashless society movement.
Co-Authors Eko Suprayitno Rachma Indrarini Yuniarti Hidayah Suyoso Putra