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All Journal El Dinar Al-Ulum Jurnal Ekonomi dan Bisnis Islam Al-Wijdan : Journal of Islamic Education Studies Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam AKRUAL: Jurnal Akuntansi Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat Equilibria Pendidikan : Jurnal Ilmiah Pendidikan Ekonomi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Amwaluna Jurnal Ekonomi dan Keuangan Syariah Journal of Economics, Business, and Government Challenges Revenue: Jurnal Manajemen Bisnis Islam Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian UNDIKMA EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen MOVE: Journal of Community Service and Engagement Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Perbanas Journal of Islamic Economics and Business Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Emerging Research and Review Socius: Social Sciences Research Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Ekonomi Keuangan Syariah dan Akuntansi Pajak Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Journal of Ekonomics, Finance, and Management Studies
Rachma Indrarini
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Transparansi Dan Akuntabilitas Laporan Keuangan Lembaga Amil Zakat: Perspektif Muzaki Upz Bni Syariah Indrarini, Rachma
AKRUAL: JURNAL AKUNTANSI Vol 8, No 2: AKRUAL: Jurnal Akuntansi (April 2017)
Publisher : UNIVERSITAS NEGERI SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v8n2.p65-77

Abstract

AbstractIndonesia is one of country that has great potential zakat. That is because the majority of Indonesias population is Muslim. But the phenomenon that the opposite is where zakat is not as big as the existing potential. In fact, in Indonesia many Organisasi Penerima Zakat (OPZ) both government and private sector have a good system, professional and trustworthy. Allegedly one of the problems is the lack of transparency and accountability of institutions. The method used in this research is descriptive qualitative data collection techniques used interviews. The object of research is UPZ BNI Syariah. The results of this research are largely muzaki UPZ BNI Syariah not feel the transparency and accountability of UPZ BNI Syariah.
Transparansi Dan Akuntabilitas Laporan Keuangan Lembaga Amil Zakat: Perspektif Muzaki Upz Bni Syariah Indrarini, Rachma
AKRUAL: JURNAL AKUNTANSI Vol 8, No 2: AKRUAL: Jurnal Akuntansi (April 2017)
Publisher : UNIVERSITAS NEGERI SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v8n2.p65-77

Abstract

AbstractIndonesia is one of country that has great potential zakat. That is because the majority of Indonesia's population is Muslim. But the phenomenon that the opposite is where zakat is not as big as the existing potential. In fact, in Indonesia many Organisasi Penerima Zakat (OPZ) both government and private sector have a good system, professional and trustworthy. Allegedly one of the problems is the lack of transparency and accountability of institutions. The method used in this research is descriptive qualitative data collection techniques used interviews. The object of research is UPZ BNI Syariah. The results of this research are largely muzaki UPZ BNI Syariah not feel the transparency and accountability of UPZ BNI Syariah.
Peningkatan Kesehatan Masyarakat di Masa Pandemi Bagi Warga Panti Asuhan di Surabaya Clarashinta Canggih; Khusnul Fikriyah; Rachma Indrarini; Sri Abidah Suryaningsih; Nurul Hanifah
Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 4 (2021): Dinamisia: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/dinamisia.v5i4.6232

Abstract

This Community Service (PKM) activities is based on the condition of the orphanage which is inhabited by many people. Maintaining health is very important while living and interacting with many people during the Covid-19 Pandemic. One of the efforts to maintain health is by implementing personal hygiene so we are not become a virus carrier for other people. Based on the recommendation of WHO and also the Surabaya City Government, residents are asked to implement a clean and healthy lifestyle (PHBS). This PKM aimed to provide information to the community, particularly who lives in orphanage, about efforts to live a clean and healthy lifestyle and provide vitamins and foodstuffs to maintain and improve the personal health of the residents of the orphanage. The implementation of this Community Service activity took place from June-October 2020. With the implementation of this activity, it was found that there was an increase in the understanding of the orphanage about clean and healthy living habits. In addition, it is hoped that in the long term, the residents of the orphanage will be more concerned with personal hygiene and also apply health protocols in their daily lives so that they can break the chain of transmission of the Covid 19 pandemic
Pengaruh Rasio Keuangan Terhadap Resiko Financial Distress Perbankan Syariah di Indonesia Dengan Pendekatan Bankometer Dhefita Sari; Rachma Indrarini
Jurnal Ilmiah Ekonomi Islam Vol 6, No 3 (2020): JIEI : Vol.06, No. 03, 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (455.305 KB) | DOI: 10.29040/jiei.v6i3.1191

Abstract

This study was conducted to investigate financial distress risk of Sharia Commercial Bank in Indonesia during the 2015-2019 period using Bankometer S-Score and to find out its response to shock of financial ratio. The financial ratio that used in this study are FDR, ROA, Leverage and Size bank. The data is a monthly time-series data from January 2015 until December 2019 obtained through the official sharia banking statistics website from Financial Service Autority (https://www.ojk.go.id). The hypothesis are tested by using the Vector Error Correction Model (VECM) methodology. The result of this study indicate that Sharia Commercial Bank in Indonesia are super sound. The VECM test results show that in the short-term the significant effect on the level of S-Score are ROA and Leverage. Meanwhile, the shock of FDR, ROA, Leverage and Size bank have significant effect on S-Score.
PEMBIAYAAN BPR SYARIAH DALAM PENINGKATAN KESEJAHTERAAN UMKM : BEDASARKAN MAQASHID SHARIA Rachma Indrarini
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (584.873 KB) | DOI: 10.20473/jebis.v3i1.3206

Abstract

Meningkatnya populasi angkatan kerja di Indonesia menjadikan pencari kerja terus bertambah. Akan tetapi perbandingan antara angkatan kerja dengan lapangan pekerjaan yang tersedia menunjukan lebih besarnya angkatan kerja sehingga terjadi pengangguran. Ketika seorang individu menganggur maka individu tersebut tidak bisa secara keseluruhan memenuhi kebutuhan hidupnya yang berakibat menurunnya kesejahteraan. Salah satu cara penanggulangan masalah pengangguran adalah mendorong masayarakat untuk berwirausaha dan memberikan pembiayaan pada UMKM (Usaha Mikro Kecil Menengah). Diharapkan dengan adanya pembiayaan maka UMKM dapat meningkatkan kesejahteraannya. Penelitian ini merupakan penelitian kualitatif deskriptif yang meneliti Pembiayaan BPRS Dalam Peningkatan Kesejahteraan UMKM dengan indikator kesejahteraan adalah maqashid syariah (Agama, Jiwa, Akal, Keturunan dan Harta). Hasil penelitian ini adalah adanya peningkatan kesejahteraan pada nasabah UMKM setelah mendapatkan pembiayaan dari BPRS.Kata Kunci : Pembiayaan, UMKM, Maqashid sharia
Transparansi Dan Akuntabilitas Laporan Keuangan Lembaga Amil Zakat: Perspektif Muzaki Upz Bni Syariah Rachma Indrarini
AKRUAL: JURNAL AKUNTANSI Vol 8 No 2: AKRUAL: Jurnal Akuntansi (April 2017)
Publisher : Jurusan Akuntansi Fakultas Ekonomi Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v8n2.p65-77

Abstract

AbstractIndonesia is one of country that has great potential zakat. That is because the majority of Indonesia's population is Muslim. But the phenomenon that the opposite is where zakat is not as big as the existing potential. In fact, in Indonesia many Organisasi Penerima Zakat (OPZ) both government and private sector have a good system, professional and trustworthy. Allegedly one of the problems is the lack of transparency and accountability of institutions. The method used in this research is descriptive qualitative data collection techniques used interviews. The object of research is UPZ BNI Syariah. The results of this research are largely muzaki UPZ BNI Syariah not feel the transparency and accountability of UPZ BNI Syariah.
Strategi Pemasaran Dalam Meningkatkan Jumlah Anggota Simpanan Wadiah Pada USPPS BMT Sunan Drajat Tunggul Paciran Lamongan Siti Nur Aini; Rachma Indrarini
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 1 No. 4 (2021): Agustus 2021
Publisher : CV ODIS

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Abstract

USPPS BMT Sunan Drajat has several strategies so that the number of Wadi'ah Savings members experiences a significant increase every year. The purpose of this study was to determine whether the strategy implemented by USPPS BMT Sunan Drajat could increase the number of Wadi'ah Savings members. The research subjects were taken using the purposive sampling method and the data sources were obtained through interviews. The validity test is done by the triangulation technique. The results of this study indicate that the marketing strategy applied by USPPS BMT Sunan Drajat on Wadi'ah Savings products is to use the Segmenting, Targeting, Positioning marketing method. Segments are selected based on occupation. The selected targets are entrepreneurs. BMT to attract public interest and trust through the image of Pondok Pentren Sunan Drajat. BMT Sunan Drajat also implements a Marketing Mix strategy which consists of Product Strategy, Price Strategy, Place Strategy, and Promotion Strategy.
Analisis Hubungan Saham Syariah Dan Sukuk Terhadap Pertumbuhan Ekonomi Indonesia Pada Tahun 2010-2019 Sulistyo Wiky Aprianto; Rachma Indrarini
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 2 No. 1 (2021): November 2021
Publisher : CV ODIS

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Abstract

Investment plays a significant role in national economic growth. As of today, Islamic investment shows its growth every year, especially on Islamic stocks and Sukuk. This growth is believed to bring an impact on the national economy. This research aims to know the partial and simultaneous relations of Islamic stocks and Sukuk on Indonesia economic growth in 2010-2019. This is quantitative research. Classic assumption test, Pearson Product Moment Correlation Test and multiple correlation test are used in this research. This research shows that islamic stock and sukuk have both partial and simultaneous relations to Indonesia's economic growth in 2010 - 2019.
Halal Label and Product Quality: Case Study Wardah Cosmetic Product Purchase Decision Lily Ulfia; Mamluatul Maghfiroh; Rachma Indrarini
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 6, No 2 (2021): December 2021
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v6i2.1919

Abstract

The development of the Indonesian cosmetic industry is relatively rapid because cosmetic products have become a primary need in Indonesia which the population is predominantly Muslim. This development caused competitive competition between cosmetics brands in Indonesia. Because of this competition, Wardah cosmetics is considering the halal label in its products and the quality of the products to increase consumer purchasing decisions. This research uses quantitative, associative methods to investigate the relationship between halal brands and product quality with the purchasing decision of Wardah cosmetics, especially in Surabaya. The number of samples used is 100 Muslim respondents who used Wardah cosmetics products in Surabaya. The data analysis technique used is multiple correlation coefficient analysis using SPSS version 25. The study results showed that halal labeling and product quality simultaneously had a significant and robust relationship with the purchasing decision of Wardah cosmetic products. While partially, the halal labels and product quality had a moderate and meaningful relationship with the purchase decision of Wardah cosmetics products.
Efficiency of Islamic Insurance in Indonesia Rachma Indrarini; Clarashinta Canggih
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.059 KB) | DOI: 10.36835/iqtishoduna.v8i2.413

Abstract

This paper aims to measure Islamic Insurance Efficiency in Indonesia. This paper uses quantitative data analysis through Data Envelopment Analysis to assess efficiency. Input variables in this study are total assets, expenses, and claims payments, while the output variables used are tabaru income and funds during 2012-2016. The objects of this paper are PT. AJS Amanahjiwa Giri Arta, PT AJS Al Amin, and PT Asuransi Takaful Keluarga. The result shows that in general, Islamic insurance in Indonesia is not yet efficient.
Co-Authors Abiba, Riska Widya Abil Yositya Indah Mauliza Ach. Yasin Achmad, Fadelia Afif, Zamitah Tahiyyah Ahmad Ajib Ridlwan Aini, Atica Qurrotun Akhlis Fatikhul Islam Albrian Fiky Prakoso Alfarisy, Fathor Rozy Amrullah, Habib Andi Fahrudin Andini, Annisa Putri Andriani Samsuri Anggraini, Yuanita Nur Aprilia, Titin Arethusa, Zana Chobhita Arifah, Ika Dyah Candra Asmoro, Akbar Ariza Ayu Larasati Bagas Abiyyu Farrasdianto Binti Zakaria, Zalina Bistiana, Mila Cahyono, Aralda Febrian Cantika Agustia Clarashinta Canggih Daffa Eka Septianda Dayanti, Riski Desita Pidie Finistyasa Dhefita Sari Difa Azzahrowani, Ilma Diva Carrisa Putri Efendi, Taufik Kukuh Endriyanto, Rizal Fadillah, Hikmatul Nur Fahrullah, Fajirin, Fauzan Bahamarianto Farichatul Muthi'ah Farichatul Muthi'ah Farichatul Muthi’ah Fata Habibullah Febriana, Vivi Cendrik Fira Nurafini Firmanda, Muhammad Esza Maulana Fitria Hikmatul Jannah Fitriah Dwi Susilowati Hanifah Saputri, Safhira Evani Hendry Cahyono Javantara, Alfado Chievo Junaedi Dwi Mulyanto Khusnul Fikriyah Kulsum, Umu Kusumawati, Nunik Dwi Ladi Watjuba Perdini Lily Ulfia LUCKY RACHMAWATI Lutfiyatul Rosidah Maghfiroh, Mamluatul Mamluatul Maghfiroh Mauren Gita Meisyaroh Catur Wulandari Merlyana Dwinda Yanthi Mia Karunia Putri Moch. Khoirul Anwar Mubarok, Muhammad Dzulfahmi Muhammad Burhanudin Munir, Maryam Bte Badrul Novi Trisnawati Novia Jumatur Novy Aulia Safitri Nur Ainiyah Nur Syam Nurafini, Fira Nurarista, Erina Ayu Nurillah, Shinta Lintang Nurul Hanifa Nurul Hanifah Prakasa, Novan Adi Puji Lestari Puji Lestari Puspitasari, Siska Dwi Putri, Diva Carrisa Putri, Seftia Talenta Raden Achmad Fuad Rahmawati, Zeni Revonnarta, Ervanda Ridlwan, Ajib Rijal, Muhammad Qomarul Rizaldi Firmansyah Raden Rizky Dwi Salsabilla Machmudi Robbani, Abdullah Azzam Rohmah Sabiq Room Fitrianto, Achmad Rosadi, Danang Sari, Eka Septia Shinta Lintang Sholihah, Farah Aunti Siti Nur Aini Sitti Fatimah Khairunnisaa Sofiana, Nana Sri Abidah Suryaningsih Sri Herianingrum Sulistyo Wiky Aprianto Taufiqur Rohman Tony Seno Aji Ulfia, Lily Warni, Fortuna Septiyaning Westermann, Alena Winarsih Winarsih Winarsih Winarsih Wulan sari, Asri Yan Putra Timur yasin, ach . Yatun Ilmiyah, Chil Zhella Annisa zulfa, indana