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All Journal Jurnal Ekonomika Dan Bisnis Innovative: Journal Of Social Science Research Advances In Social Humanities Research Management of Information System Journal
Latif , Abdul
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Humanities Computer Science & IT Control & Systems Engineering Economics, Econometrics & Finance Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Strategi Marketing Bank BTN Pada Produk KPR Ditinjau Dari Analisa SWOT & Dalam Upaya Meningkatkan Jumlah Minat Nasabah Di BTN KCP Setia Budi Marpaung, Fenny Krisna; Latif , Abdul; Virginia, Stephanie; Surbakti , Floren Natalia br.
Jurnal Ekonomika Dan Bisnis (JEBS) Vol. 4 No. 5 (2024): September - Oktober
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebs.v4i5.1972

Abstract

This study is targeted at analyzing Bank BTN's marketing strategy for KPR (Home Ownership Credit) products using SWOT analysis and evaluating efforts to increase the number of customer interest in BTN KCP SETIA BUDI. This study takes a qualitative descriptive approach to illustrate the strengths, weaknesses, opportunities and threats faced by Bank BTN's KPR products. The information was compiled from in-depth interviews with management and customers, as well as relevant literature studies.
Informatika Implementasi Aplikasi Point Of Sale Berbasis Web Pada Percetakan Amanah Offset Printing Niasari, Fitri; Julianti, Fitri; Supriyatna; Marlina, Siti; Latif , Abdul
Management of Information System Journal Vol 3 No 3: Juli 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/mis.v3i3.2117

Abstract

− This study aims to design and develop a web-based sales information system using the Waterfall method at Amanah Offset Printing. The system was built using PHP Native, MySQL, and Laragon to manage sales transactions, raw material purchases, inventory, customer data, and financial reports in an integrated manner. The test results show that the system meets user requirements, improves transaction management efficiency, data accuracy, and simplifies realtime financial reporting.
Problematika Perkawinan Di Bawah Umur Di Kantor Urusan Agama Kecamatan Pengabuan (Analisis Undang-Undang No 16 Tahun 2019 Tentang Perkawinan Dan Hukum Islam) Latif , Abdul
Innovative: Journal Of Social Science Research Vol. 4 No. 2 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i2.9625

Abstract

Penelitian ini menggali isu-isu seputar pelaksanaan perkawinan di bawah umur di Kantor Urusan Agama (KUA) Kecamatan Pengabuan. Dipengaruhi oleh perkawinan diatur, keinginan pribadi, dan faktor internal dan eksternal, alasan utama dari pernikahan usia dini adalah kekhawatiran orang tua terhadap anak-anak mereka terjerumus dalam perbuatan zina. KUA menghadapi tantangan seperti kehamilan di luar nikah, kekhawatiran orang tua, dan masalah ekonomi keluarga. Upaya pencegahan telah dilakukan melalui kegiatan informatif seperti seminar, ceramah, khotbah, pengajaran agama, dan kelompok studi. Penelitian ini juga menganalisis pernikahan di bawah umur dari perspektif Hukum Islam dan Undang-Undang Nomor 16 tahun 2019. Meskipun dilarang, penerapan hukum dan Hukum Islam memungkinkan pengecualian dalam kasus-kasus tertentu. Tugas orang tua untuk melindungi anak-anak mereka semakin sulit dalam konteks sosial modern, berkontribusi pada pernikahan di bawah umur. Hukum Islam menekankan perlunya mendapatkan persetujuan wali dan kemampuan finansial sebelum melangsungkan perkawinan.
Strengthening Law Enforcement Against Digital Identity Abuse In Online Lending: A Normative And Forensic Analysis To Achieve Legal Certainty In Indonesia Rachmat Hidayat, Afif; Latif , Abdul; Kristiawanto, Kristiawanto
Advances In Social Humanities Research Vol. 3 No. 12 (2025): Advances In Social Humanities Research
Publisher : Sahabat Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/adv.v3i12.526

Abstract

The rapid expansion of digital financial services has transformed online lending into a mainstream financial solution, yet simultaneously created new vulnerabilities involving the misuse of digital identities. This study examines the legal enforcement mechanisms applied to perpetrators who unlawfully use another person's identity to obtain online loans within Indonesia's evolving cybercrime landscape. Employing a normative juridical method integrated with statutory, conceptual, and case-based approaches, this research analyzes the adequacy of existing regulations—including the Criminal Code, the Electronic Information and Transactions Law, and the Personal Data Protection Law and their practical implementation. Findings reveal that regulatory fragmentation, insufficient verification standards, and limited digital forensic competence hinder effective prosecution. Case analyzes further demonstrate recurring issues in evidentiary quality, particularly concerning metadata integrity, digital traceability, and chain-of-custody compliance. These constraints contribute to uncertainty in determining liability, thereby undermining broader legal certainty. The study argues that strengthening legal enforcement requires a multi-dimensional strategy encompassing the adoption of specialized legislation on digital identity misuse, enhancement of forensic capabilities, mandatory biometric verification for fintech providers, and integrated inter-agency coordination through a national digital identity framework. This research contributes theoretically by advancing discourse on cybercrime and digital identity governance, and practically by offering policy recommendations to enhance legal certainty, accountability, and public trust in the digital financial ecosystem.
Co-Authors Fitri Julianti Kristiawanto, Kristiawanto Marpaung, Fenny Krisna Niasari, Fitri Rachmat Hidayat, Afif Siti Marlina, Siti Supriyatna Surbakti , Floren Natalia br. Virginia, Stephanie