Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal Golden Ratio of Finance Management Golden Ratio of Community Services and Dedication
Kartini, K.
Unknown Affiliation
Humanities Economics, Econometrics & Finance Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Analysis of the Financial Literacy Behavior Model Kartini, K.; Fitri, Fitri; Rabiyah, Ulfa; Anggraeni, Dewi
Golden Ratio of Finance Management Vol. 1 No. 2 (2021): April - September
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (538.141 KB) | DOI: 10.52970/grfm.v1i2.69

Abstract

Financial literacy is a combination of awareness, knowledge, abilities, attitudes, and behaviors needed to make financial decisions. This study aims to find a behavioral model of financial literacy. This study uses a survey method with a quantitative approach. Respondents involved homemakers in Maros Regency, South Sulawesi, to fill out the questionnaire provided. Path Analysis was used to analyze the data SPSS and Winistep are used as tools in analyzing the data. Specifically, the data analysis used in this study used Structural Equation Modeling (SEM) data analysis techniques. Statistically, the value of the sample covariance matrix must not differ significantly from the population covariance matrix value. Financial Literacy Attitudes had a direct effect on Financial Literacy Behavior. Basic Knowledge of Financial Literacy had a direct effect on Financial Literacy Behavior. Financial literacy behavior is determined by financial literacy attitudes and basic financial literacy knowledge. Therefore, financial literacy knowledge and attitudes need to be improved to improve financial literacy behavior among homemakers. Financial Literacy Attitudes contribute the most to financial literacy factors. financial attitudes that have a more significant influence on financial knowledge in financial management practices.
Analysis of the Financial Literacy Behavior Model Kartini, K.; Fitri, Fitri; Rabiyah, Ulfa; Anggraeni, Dewi
Golden Ratio of Finance Management Vol. 1 No. 2 (2021): April - September
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v1i2.69

Abstract

Financial literacy is a combination of awareness, knowledge, abilities, attitudes, and behaviors needed to make financial decisions. This study aims to find a behavioral model of financial literacy. This study uses a survey method with a quantitative approach. Respondents involved homemakers in Maros Regency, South Sulawesi, to fill out the questionnaire provided. Path Analysis was used to analyze the data SPSS and Winistep are used as tools in analyzing the data. Specifically, the data analysis used in this study used Structural Equation Modeling (SEM) data analysis techniques. Statistically, the value of the sample covariance matrix must not differ significantly from the population covariance matrix value. Financial Literacy Attitudes had a direct effect on Financial Literacy Behavior. Basic Knowledge of Financial Literacy had a direct effect on Financial Literacy Behavior. Financial literacy behavior is determined by financial literacy attitudes and basic financial literacy knowledge. Therefore, financial literacy knowledge and attitudes need to be improved to improve financial literacy behavior among homemakers. Financial Literacy Attitudes contribute the most to financial literacy factors. financial attitudes that have a more significant influence on financial knowledge in financial management practices.
Empowering Women through the Processing of Shrimp Waste into Local Wisdom–Based Entrepreneurial Products Kartini, K.; Islami, Rahmi Nur; Kismanti, Shinta Tri; Nurdin, Firdan; Jumadi, J.; Natasya, Anggun Sarwana; Melisah, Maya Nur
Golden Ratio of Community Services and Dedication Vol. 6 No. 1 (2026): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grcsd.v6i1.1818

Abstract

This Community service program addresses the pressing issue of environmental pollution caused by shrimp processing waste in the coastal area of Beach of Selumit, Tarakan City. The program aims to empower women by transforming this shrimp waste, which poses an ecological threat, into local wisdom-based entrepreneurial products. Conducted in collaboration with BKM Sejahtera as the community partner, the initiative focused on converting shrimp heads and shells into natural powdered fertilizer and shrimp broth powder. Alongside waste processing training, the program enhanced women's financial literacy through a household financial literacy handbook and promoted digital marketing via the "udangcycle.id" social media platform. The participatory, community-based approach involved 30 female participants who showed progress in product creation, simple bookkeeping, and independent product marketing. This initiative not only improved environmental cleanliness but also strengthened women's roles as economic actors, increased household income, and broader economic empowerment in the coastal community.
Co-Authors Dewi ANGGRAENI Dewi Anggraeni Fitri Fitri Jumadi, J. Melisah, Maya Nur Natasya, Anggun Sarwana Nurdin, Firdan Rabiyah, Ulfa Rahmi Nur Islami Shinta Tri Kismanti