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All Journal JAE (Jurnal Akuntansi dan Ekonomi) Sinomika Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi
Ria Armayani Hasibuan, Reni
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Economics, Econometrics & Finance

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Pengaruh Religiusitas, Budget Constraint, Dan Penggunaan Media Sosial Terhadap Perilaku Konsumsi Muslim Di Kecamatan Tanjung Morawa Friska, Nur Rani; Arif Lubis, Fauzi; Ria Armayani Hasibuan, Reni
JAE (JURNAL AKUNTANSI DAN EKONOMI) Vol 8 No 3 (2023): JAE (Jurnal Akuntansi dan Ekonomi)
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jae.v8i3.21252

Abstract

This research aims to determine whether there is an influence of religiosity, budget constraints and the use of social media on Muslim consumption behavior in Tanjung Morawa sub-district. The data collection sources used are primary data and secondary data. The respondents in this research were Muslim housewives in Tanjung Morawa sub-district. The number of villages or sub-districts in Tanjung Morawa sub-district is 26 villages or sub-districts and 100 housewives were used as samples. Data processing in this research uses SPSS 25 for Windows. The analysis used in this research is multiple linear regression analysis. The research results of R Square (R²) were 0.858 or 85.8%. Based on the results of the t test for the religiosity variable (X1) it has a significant effect on Muslim consumption behavior in Tanjung Morawa sub-district with a significance of 0.000 and t count of 8.368, for the Budget Constraint variable (X2) it has no significant effect on Muslim consumption behavior in Tanjung Morawa sub-district with significance 0.876 and t count of 0.157, for the Social Media variable (X3) it has a significant effect on Muslim consumption behavior in Tanjung Morawa sub-district with a significance of 0.000 and t count of 13.703. The results of the multiple linear regression test obtained the equation Y = -1.624 + 0.385X1 + 0.008X2 + 0.352X3y
Analysis of Multipurpose Credit (KMG) Procedures at Bank Sumut Syariah KCP Rantau Prapat Nisa, Khairani; Ria Armayani Hasibuan, Reni
SINOMIKA Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Vol. 1 No. 1 (2022)
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (244.712 KB) | DOI: 10.54443/sinomika.v1i1.82

Abstract

Banks are one of the state intermediaries to achieve the goals of the Indonesian nation. Therefore, the level of credibility or quality of the bank is very important and needs attention. This will certainly support public confidence in banking. This will influence and support public confidence in the existence of the bank. Therefore, the soundness of the bank is something that is important and requires attention. In general, banks are a means for the community to save or entrust money, banks can also provide and distribute assistance and act as intermediaries in transactions and payments. KMG targets are people who work as long-term employees and civil servants in an office/agencies/employee cooperatives/institutions/company so as to obtain guaranteed credit returns from the monthly income received by the employee.
The Influence of Leadership on Employee Discipline at PT. Bank Syariah Indonesia KCP Kampung Tax Hastuti, Sri; Ria Armayani Hasibuan, Reni
SINOMIKA Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Vol. 1 No. 1 (2022)
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (233.308 KB) | DOI: 10.54443/sinomika.v1i1.83

Abstract

This research was written using data collection techniques using questionnaires, as a technique of collecting data using a list of questions compiled by the author and submitted to the respondents, namely employees to answer the questions that have been provided. The results of these statistical calculations can lead to the conclusion that leadership has a strong influence on the work discipline of PT. Bank Syariah Indonesia KCP Kampung Tax contributed 46.77%. The relationship between the independent variable and the dependent variable forms the equation Y = 23.618+ 0.180X1+ 1.089X2. This equation shows that leadership is directly proportional to the work discipline of employees of PT. Bank Syariah Indonesia KCP Kampung Tax which means the better the leadership, the more self-disciplined employees of PT. Bank Syariah Indonesia KCP Kampung Tax will be increased.
Co-Authors Arifin Fauzi Lubis Friska, Nur Rani Nisa, Khairani Sri Hastuti